Shanghai foreign household registration Pension insurance, medical insurance, provident fund

The difference between the Comprehensive Insurance for Foreign Residents and the Shanghai Urban Basic Pension Insurance is not so much that there is too little insurance, but that there is a qualitative difference between the 2 types of insurance.

Comprehensive insurance only provides coverage for work-related injuries, accidents, hospitalization and old-age subsidies that depreciate in value in the future.

Basic urban old-age pension insurance is not only broader than comprehensive insurance, but also provides retirement

and medical benefits after 15 years of payment.

Shanghai urban basic pension insurance is commonly known as the city insurance, also known as the five insurance and one gold.

According to last year's Shanghai Municipal Bureau of Human Resources and Social Security "Notice on Several Issues Concerning the Participation of Foreign Workers in the Basic Pension Insurance for Urban Employees in the City," Shanghai Human Resource and Social Security Bureau (2009) No. 22 stipulates that:

When a labor relationship is established with an employer that is part of the scope of the city's urban basic pension insurance, and a worker who is an urban household in a foreign city or province and is under 45 years old should participate in the city's urban basic pension insurance program. (including those who have already participated in the city's basic pension insurance for urban workers as required). (

In the middle of this, the unit may not have to pay the provident fund for the employees, which is not mandatory.

Your unit, did not pay the city insurance for you; 2 reasons: First, the unit did not keep abreast of the new social security policy; Second, out of the burden of social security and intentional.

No matter what the reason is, as an employee, you'd better discuss it with your unit - with love and reason; because social security is related to your future protection.

I believe that the boss in friendly communication will pay for your important city insurance.