The time period below the reverse side of the ID card is the validity period, for example, 1900.1.1-2010.1.1, fill in.
Children's critical illness insurance liability scope
Children due to its age and physical weakness of the special characteristics of the coverage of critical illnesses is not the same as the coverage of adults. The following are the illnesses covered by general pediatric critical illness insurance. If the insured person is diagnosed with a major disease for the first time by a hospital, the Company will pay the major disease insurance benefit according to the insurance amount and the insurance responsibility will be terminated.
1, malignant tumor?
It refers to the uncontrolled progressive growth and spread of malignant cells, infiltrating and destroying the surrounding normal tissues, and can spread and transfer to other parts of the body through blood vessels, lymphatic vessels and body cavities.
2. Major organ transplantation or hematopoietic stem cell transplantation?
Major organ transplantation means that an allograft of kidney, liver, heart or lung has been performed due to the failure of the corresponding organ. Hematopoietic stem cell transplantation refers to allogeneic transplantation of hematopoietic stem cells, including bone marrow hematopoietic stem cells, peripheral blood hematopoietic stem cells, and umbilical cord blood hematopoietic stem cells, which has been performed due to hematopoietic impairment or hematopoietic malignancy.
3, acute or subacute severe hepatitis?
The term refers to diffuse necrosis of liver tissue due to hepatitis virus infection, resulting in acute liver failure and confirmed by serologic or virologic tests.
Extended information:
Claims process
1, diagnosis
Confirmation of diagnosis, that is, the child's premonition of their own physical condition of the signs of a major disease, will be the first to go to the insurance company's designated hospitals to seek medical treatment.
2. Reporting
After the child is diagnosed with a major disease, the child needs to check the policy to see if it is one of the major diseases listed in the policy. The child needs to call the insurance company's customer service number and report the case to the insurance company, either before or after hospitalization, i.e., the case needs to be reported before filing a claim.
3, ready for the relevant information
Critical illness insurance claims need the following materials:
Diagnostic certificate, outpatient medical records, discharge summary / hospitalization summary; must be stamped with the valid signature of the medical institution: such as diagnosis seal, medical department, hospitalization, emergency chapter. Diagnostic certificates from multiple hospitals must be provided at the same time.
Medical expense receipts (with prescription), hospitalization expense receipts and hospitalization expense list, split list must be a formal and valid reimbursement invoice receipts with the seal of the State Finance and Taxation Department.
Pathology, laboratory, imaging, electrocardiogram and other examination reports that can confirm the diagnosis must be stamped with the valid signature of the medical institution.
Baidu Encyclopedia - ID Card
Baidu Encyclopedia - Pediatric Critical Illness Insurance