Recently, there is a new product in the market, called Star Guardian 2021 medical insurance, which is launched by Fosun Prudential Life, and it has gained most people's favor once it was launched, and it has even caused a strong reaction in the market.
Because, Star Guardian 2021 medical insurance is still different from ordinary medical insurance, in which the most obvious feature is that the medical coverage for illnesses includes minor, moderate and major illnesses, and you can flexibly choose 3 of these plans!
At this point, a question arises! Fosun Prudential Star Guardian 2021 medical insurance is worth buying? This is a question that I've already figured out how to do, and I've already reviewed it for you~
Before the review, this Fosun Prudential Star Guardian 2021 vs Popular Million Dollar Medical Insurance Comparison Table is worth referring to first, and don't forget to bookmark it:Let's take a look at the top 10 most recently ranked million-dollar medical insurances!
I. Is Fosun Prudential Star Guardian 2021 worth buying?
Old fashion, Fosun Prudential Star Guardian 2021 essence of the sister a list to you:
I have condensed a few points:
1, not guaranteed to renew
Guaranteed to renew is to be guaranteed that you will be able to get the appropriate coverage within the period of the renewal of the insurance policy, regardless of whether the The insured's physical state is good or bad, the insurance company has the right not to accept claims, or meet the insurance is about to stop selling and the situation does not give the renewal.
It can be said that as long as the insurance is purchased, the insurance company has to cover the insured unconditionally, no matter what happens to the insured during the period of time when the renewal can be guaranteed.
But the renewal of Fosun Prudential Star Guardian 2021 is not guaranteed, which is not so friendly to those who are not physically strong and prone to illness, and who have made claims during the period of coverage!
Medical insurance renewal how to do, what to pay attention to? An article to analyze!
2, general hospitalization medical insurance benefits less
This Fosun Prudential Star Guardian 2021 insurance in the general hospitalization medical insurance benefits of the provisions of the insured during the policy period, due to accidental injury or after the waiting period due to illness, after the insurance company licensed hospital consultation must be cured, can only be in the General Hospitalization Medical Insurance Benefit of 2,000,000 Sum Insured will be claimed by the insurance company to the insured person for treatment in the General Medical Department.
All of us know that the general hospitalization medical expenses that can fall under the quality Million Dollar Medical Insurance can be up to 3 million or even more.
The above seems to be helping to explain what is wrong with Fosun Prudential Star Guardian 2021, is this insurance so bad? You don't say, not really, in fact, Fosun BaoDeXin Star Guardian 2021 this insurance product has a feature that makes the school sister convinced!
Does Fosun Prudential Star Guardian 2021 have any highlights?
To say that the biggest difference between Fosun Prudential Star Guardian 2021 and similar million medical insurance is that this product has 100 kinds of critical illnesses + 20 kinds of moderate illnesses + 35 kinds of minor illnesses protection, comprehensive disease protection.
Most medical insurance policies on the market will only list critical illnesses separately as "Critical Illness Hospitalization Insurance Benefit", giving 0% deductibles for the agreed number of critical illnesses. But Fosun Prudential Star Care 2021 not only provides 0 deductible coverage for 100 critical illnesses, but also provides 0 deductible coverage for 20 intermediate illnesses and 35 minor illnesses, which is really good!
Friends, if you want to know more about the results of the Prudential Star Guardian 2021 review, this article will tell you what you care about Oh come on, take a look:Fosun Prudential Star Guardian 2021 full coverage? Wake up!
Three, sister summary
Here is a summary of this, about the Fosun Bao Dexin Star Guardian 2021 coverage is still very comprehensive, the beauty of this product is not guaranteed to renew the policy, the general medical coverage is strong, the medical treatment of disease *** enjoy insurance benefits, etc., do not care about Fosun Bao Dexin Star Guardian 2021 of these shortcomings of friends, you can choose to buy.
However, the school sister still want to remind everyone: after all, the market is the least shortage of good million medical insurance, more comparisons, choose which one is suitable for their own before you buy oh!
Written in the end
I am the school bully said insurance, focusing on objective, professional, neutral insurance assessment;
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