Taikang Life Insurance Co., Ltd. is a nationwide, joint-stock life insurance company approved by the head office of the People's Bank of China on August 22, 1996 and headquartered in Beijing, China.In November 2000, Taikang Life fully completed the foreign capital fund raising work agreed by the State Council and approved by the CIRC. At present, Taikang Life*** has 20 shareholders, of which the Chinese shareholders include Sinotrans Group Company Limited, China Guardian International Auction Company Limited, China Communications Construction Company Limited, CITIC Huadong (Group) Company Limited and other large and medium-sized domestic enterprises, and the foreign shareholders include Fontainebleau Life Insurance Company of Switzerland, Xinzheng TEDA Investment Company Limited and Softbank Group of Japan and other famous international financial enterprises. .
In August 2016, Taikang Life ranked 114th among the "2016 Top 500 Chinese Enterprises".
Business Philosophy
Pursuing the development strategy of "specialization, standardization and internationalization", Taikang Life adheres to the business philosophy of prudent operation, pioneering and innovation
Taikang Life
Taikang Life has always pursued the development strategy of "specialization, standardization and internationalization" and adhered to the business philosophy of "professionalism, standardization and internationalization". Taikang Life has always pursued the development strategy of "specialization, standardization and internationalization" and adhered to the business philosophy of "prudent operation, pioneering and innovation", and has been advancing along with the deepening of China's economic reform and openness. All employees of Taikang Life are always committed to providing professional and high-quality life insurance services for the growing working white-collar population, and advocating the modern outlook on life, modern consumption and family values of the working white-collar population, who are youthful, healthy, fashionable and happy.
Corporate culture
Credit
Taking the lead in applying for credit ratings in the insurance industry, Taikang Life has jumped from AA to AAA-credit rating in 1996, and has not had a single bad or doubtful debt since its establishment
Successful debut of subordinated bonds of the insurance industry in China
Adequate solvency emphasizes the prevention of financial risks, and there has not been a single bad or doubtful debt so far.
Taikang Life, as a new joint-stock life insurance company, attaches great importance to the prevention of financial risks, and has gradually established a "three-in-one" risk management system, i.e., a comprehensive risk management framework based on the management of economic capital and value risks, with the construction of a compliance system and legal services as the main contents, and the evaluation of independent internal control and audit inspections as important means. Taikang Life has implemented a comprehensive risk management framework based on economic capital and value risk management, with compliance system construction and legal services as the main content, and independent internal control evaluation and audit inspection as the important means to implement comprehensive risk, internal control and compliance management. Taikang Life adheres to the principle of "liquidity, safety and profitability", strives to manage and utilize funds well, and strives to obtain the maximum return, and has not had a single bad or doubtful debt since its opening. Taikang Life has not had a single bad or doubtful debt since its inception. Taikang Life has drawn down its reserves in full according to the regulations, and its monitoring indicators are reasonable, and it has sufficient solvency after the review by the higher supervisory authorities.
Management
The life insurance company has fully passed the ISO9001:2000 international standard (UKAS) quality system certification
Standardized management of international standard
Taikang Life has always emphasized on promoting management by system, seeing benefits by management, and pursuing healthy development through standardized management of international standard.
The establishment of a professional committee management system and the setting up of a budget committee, an investment committee, two audit committees and a risk committee have played a significant role in day-to-day management and risk control.
Established the Personal Insurance Division, the Employee Benefit Plan Division and the Bancassurance Division, and established and improved the business management system centered on the Basic Law and the incentive system centered on the Century Sacred Code.
Established an operation center to integrate resources, optimize processes, front-load services and centralize risk control. Through the establishment of a strong back-up service system, the formation of economies of scale, reduce operating costs, improve operational efficiency, and lay a strong foundation for the company to build a core service competitiveness.
Established a financial budget system, which effectively strengthened cost control and financial management. Improved the "Risk Monitoring Database Model" developed for key businesses.
Business
With individual insurance as the core, group insurance, bancassurance, and renewal business were developed in tandem, covering products for children, women, medical care, pension, major illness, accident, participating, investment-linked, and universal insurance.
Business System
Taikang Life pays great attention to building a comprehensive and clear business structure system, and has formed a relatively perfect business situation with individual insurance as the core, and group insurance, bank insurance and renewal business developing in tandem, which provides a guarantee for the healthy development of the company's life insurance business. Taikang Life has formed a product lineup of term and whole life insurance, critical illness insurance, pension insurance, medical insurance, children's insurance, accident insurance, women's disease insurance, high protection insurance, participating insurance, investment-linked insurance and universal life insurance. By the end of 2007, Taikang Life had provided insurance services to 13 million customers, fully meeting the public's demand for life insurance services in a comprehensive and multi-level manner.
Taikang Corporate Customers Exclusive Individual Pension Products
Taikang Life's Contract Pension Annuity Insurance Product is a pension annuity that focuses on retirement life. With the features of "two accounts and four advantages", the product provides you with comprehensive planning for your retirement expenses and reasonable allocation of personal assets, allowing you to retire comfortably and richly. The product is a great way to make sure that you can get the most out of your life!
Affordable: Group purchase is exclusive, affordable and convenient, and only available to Taikang Pension Enterprise customers, enabling instant online inquiry and enrollment
Security: Determined treatment for lifelong receipt of the determined treatment, guaranteed receipt, lifelong receipt, and planning for the long term cash flow of life
Value-added: Compound interest for lifelong dividend pension account and dividend account accumulate interest, and enjoy the advantages of professional investment of Taikang
Dignity: This product has "two accounts, four advantages", which enable you to comprehensively plan for retirement expenses and reasonably allocate personal assets.
Prestige: locking resources happy pension high-end additional value-added services, locking scarce pension community resources in advance
Taikang senior account manager Ms. Liu
WeChat phone synchronization 13790883521
Pension benefits
The insured person survives on each of the pension benefits receiving days agreed in this contract, we will receive the pension benefits in accordance with the agreed manner in this contract. We will pay the old-age insurance benefit to the beneficiary of the old-age insurance benefit according to the agreed method and amount of old-age insurance benefit, and the payment is guaranteed within the guaranteed payment period. The guaranteed payment period means 20 policy years starting from the first pension payment date agreed in this contract.
For the first 3 policy years from the first pension benefit date, the pension benefit amount is the insurance amount agreed in this contract.
For every 3 policy years from the first pension date, the pension amount will be increased by 3% x the insurance amount agreed in this contract.
Death Benefit
When the insured dies, we will pay the death benefit to the beneficiary of the death benefit and this contract will be terminated.
The amount of the death benefit is as follows:
(1) If the insured person dies before the date of the first old-age pension agreed in this contract, the amount of the death benefit shall be the greater of:
①the cash value of this contract on the date of the death of the insured person;
(2) the amount of premiums that you have already paid for the insurance of this contract.
(2) If the insured person dies after the first pension payment date agreed in this contract (inclusive), the amount of the death benefit will be zero.
Lump Sum Option
If the insured survives until the first pension benefit collection date agreed in this contract and 10 policy years have elapsed from the effective date of this contract to the first pension benefit collection date agreed in this contract, the beneficiary of the pension benefit may choose to receive a lump sum pension benefit equal to the lump sum amount set forth in the insurance policy, and this contract is terminated.
This contract is terminated.
Policy dividends
In each policy year, if this contract is in force, we will decide whether or not to distribute dividends to you based on the actual operating conditions of participating insurance business. If there is a dividend distribution, we will determine the amount of dividend to be distributed to you on the policy dividend distribution date in accordance with the regulations of the insurance regulatory authorities.
Remarks: This product is equipped with other functions such as pension compounding interest, dividend accumulation interest, policy loan, etc.
Taikang Home
Taikang Retirement Community
International Standard Medical and Nutritional Community
Taikang Senior Account Manager Ms. Liu
WeChat and Phone Synchronization 13790883521
Taikang Home - Yanyuan
Located in the center of Changping New Town, about 500 meters away from the subway Nanshao Station, half an hour of Beijing's living circle can be reached in a single step, and the children can use their leisure time to reunite with their parents frequently, and the heart is closer.
Neighboring Baifuquan Wetland Park and Python Hill National Forest Park, the natural environment is good, the regional vegetation coverage rate is as high as 60.6%, and the air quality is always above the second level.
The surrounding medical resources are rich, Yanyuan, in addition to the self-built Taikang Rehabilitation Hospital, the community can be reached in about 30 minutes around as many as six medical institutions: Changping Hospital, Changping Hospital of Traditional Chinese Medicine, Peking University International Hospital, Tsinghua Changgeng Hospital, etc.; the surrounding department stores, supermarkets, and a wealth of tourism, recreation and leisure vacation sports and entertainment resources.
Taikang House? Wuyuan
Located in the core area of Yangcheng Lake Peninsula in Suzhou, Jiangsu Province, it occupies an area of about 310,000 square meters, allowing the construction of 180,000 square meters of large-scale high-end retirement community. Based on the Continuously Caring Retirement Community (CCRC) and the function of health care vacation, the project is a multifunctional complex that combines high-end health care retirement, art and culture, and ecological residences, and so on.
Wuyuan is surrounded by a wealth of high-end supporting resources and is close to the Chongyuan Temple, which has a history of more than 1,500 years. With convenient internal and external transportation, it is only a 15-minute drive from the Jinji Lake CBD area, providing residents with a unique regional experience of being geographically close to the city and psychologically far away from it.
Taikang Home - Yue Yuan
Located in Luogang District, Guangzhou City, about 25 kilometers away from the city center, with a total floor area of 120,000 square meters and a total investment of about 2 billion yuan, the community*** can accommodate about 1,300 residents and will be opened in January 2017. As the first project of Taikang Home in South China, the community introduces the international leading ccrc pension model, and is equipped with professional rehabilitation hospitals and professional equipment for pension care, it is a large-scale integrated high-end medical care community for long-term residence of the elderly who can live independently, as well as those who need different levels of professional pension care services.
Taikang House-Shenyuan
Located to the east of the Songjiang Guangfulin site, the project covers an area of about 90,000 square meters, with a total construction area of about 220,000 square meters. The project consists of 17 high-rise towers and a community public ****service facility consisting of several low-rise buildings. The high-rise towers include a hospital, 6 independent living buildings and 10 active senior living buildings. The simple, modern buildings have a warm, attractive appearance, and their location on the site defines their function. From the hospital at the north end of the community to the independent living areas at the south, the placement of each building has been carefully considered, with the many buildings artfully forming a "human space". Each tower is designed with a public lobby on the first floor, which is connected to the community's public facilities through an indoor passageway to maximize accessibility for the elderly.
Taikang Home - Chu Yuan
Located on the shore of Yanxi Lake, surrounded on three sides by the lake, adjacent to the Dadong Lake Wetland Park, the area is surrounded by mountains and covered by vegetation, with beautiful scenery and abundant greenery, which is really a feng shui blessing of "gathering Qi from peaks, and generating wealth by surrounding water". The transportation conditions around Chuyuan are well-developed, within 20 minutes' drive from the core area of Wuhan, and many expressway networks directly reach the three towns of Wuhan, which is convenient for the residents to travel and their friends and children to visit; it is 20 minutes' drive from the Zhongnan Hospital of Wuhan University and the Tongji Hospital of the Optics Valley, which ensures the golden emergency time in medicine and meets the residents' convenient medical needs; the surrounding five-star hotels, the new software city, the golf course and other advantages of the region, which facilitate the residents' daily life. Convenient for residents' daily life needs.
Taikang senior account manager Ms. Liu
WeChat phone synchronization 13790883521
One of the comfortable living environment
Community follow the "simple and comfortable, energy saving and environmental protection, humanistic care" concept, for residents to create the elderly, safe and livable living environment
The community is also the first in the world to be able to provide a safe and comfortable living environment. Environment
1. Enjoy the urban landscape
2. Barrier-free care for the elderly
3. Comfortable, intelligent and environmentally friendly
4. Green gardens for the elderly
5. Diverse and comfortable floorplans
6. Fully-functional and energetic clubhouses
Secondly, the multidisciplinary medical care team
360° attentive care
Taikang Senior Living Community is the only community in the world that provides a comfortable, safe, and livable living environment for the elderly.
Taikang Retirement Community has a professional care system with reference to the international long-term care standards, which formulates a perfect care plan for each resident, equips a professional care team, establishes a health file, conducts regular medical checkups, regularly evaluates the health condition, and tailors medical plans, nursing care plans, nutritional plans, exercise plans, and rehabilitation plans according to the different physical conditions to ensure that the residents' physical condition reaches the optimal state.
Three, Taikang Retirement Communities
Cultural Retirement
Taikang Retirement Communities advocate the concept of "Cultural Retirement", where residents can enjoy colorful socializing with like-minded partners and participate in activity groups that satisfy their interests and hobbies. "This is the way Taikang senior living communities create a dignified retirement life for elders.
The University for the Elderly
Le Thai College, with the aim of "nourishing the heart, cultivating the body, aligning the family, being productive, and seeing the world", integrates domestic and international professional platforms and cooperative platforms, and unites the interests of the highly-knowledgeable, highly-qualified, and highly-executed, to provide residents with a choice of three major categories and more than 60 courses.
Cultural Exchanges
The community supports residents with similar interests to organize various clubs, including drama clubs, choirs, painting and calligraphy clubs, etc. These clubs are organizations for residents to show their talents and enrich their lives, and they are also superior platforms for external contacts and exchanges.
Le Thai Council
Le Thai Council encourages community residents to contribute to the operation of the community, carrying the purpose of enhancing the happiness index of all residents, enriching the content of the cultural life of the elderly, and building a harmonious retirement community.
Four, Taikang Retirement Community
Residents' stories
To live a pleasant old age
In the Yanyuan community, Mr. Qian Liqun, a renowned scholar, is fond of his own writing time, and said, "I am still sticking to my writing, which is completely free of any utilitarian purpose, without any scruples, and is entirely for the purpose of satisfying my own spiritual needs. This kind of writing has no utilitarian purpose and no scruples at all, it is entirely to fulfill my spiritual needs. Retirement communities allow me to do what I want to do most, what is most enjoyable, and this is what I have in mind when I think of 'spending my old age in peace'."
Feeling dignified
Mr. Chen Hanyuan, former deputy director of CCTV, once told his friends that he had lived a dignified life at Taikang. Because of this, Mr. Chen said, "I intend to stay here for who knows how many years. In this sense, I would say it's a homecoming, and I consider it home. Taikang is well managed and well run, and the residents feel it, and they feel it y."
Let's be happy in our old age"
Ren Hongjie, a resident of Yanyuan who seeks to be "happy in his old age", called himself a "young man" in Yanyuan. He said: "I can find my own fun here, can play their own residual heat to the community residents to do something, very happy, more and more full is the best."
Getting better results
Mr. Liu Juntao, an 85-year-old aerospace expert, has not yet "retired" and is continuing his scientific research in Yanyuan. He said, "My biggest goal now is to successfully retire, and I hope I can be more successful in Yanyuan than in my own home, or even in my pre-retirement job."
Promise
Service is the life of life insurance
Win customers' trust with honest, standardized and high-quality services
Put customers' interests first
Since its opening, Taikang Life has insisted on putting customers' interests first, so that the customers and the company have truly become the same as the interests ****. By the end of 2008, Taikang Life's cumulative claims expenditure in the 12 years since its establishment amounted to 16 billion yuan. Claims settlement is at the core of insurance service, which is an important manifestation of the insurance company's fulfillment of its promise to provide insurance protection for customers. From customers who pay several hundred dollars of premiums every year to those who pay millions of dollars at a time, and from the first claim to the 8.2 million yuan individual life insurance claim in 2003, Taikang Life's professional service quality and enthusiastic service spirit have never changed. Taikang Life's timely, reasonable and efficient claims service has won the trust of the company's customers.
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