The latest version of Sunshine Health is the 2020 version, and it is also divided into individual and family versions. There are many types of million dollar medical insurance on the market today, how to pick the right product for you, take a look at this review article "Various Million Dollar Medical Insurance Review: How to Pick a Million Dollar Medical Insurance?
Let's take a look at how this 2020 version of the product:
One, the sunshine love health 2020 version of the main protection content
1, the general medical insurance benefits of 3 million, 100 kinds of major diseases 6 million. Deductible of 10,000 yuan, 100% reimbursement after reimbursement by social security, 60% reimbursement without social security.
2. Proton Heavy Ion Medical Margin of $3,000,000 for 100% reimbursement.
3, the hospital is limited to second-class and above public hospitals, if you need to attach the special medical, then you need to pay attention to the scope of available hospitals, hospitals are limited to the special medical department and the international department + VIP department.
4, sunshine love health 2020 version does not guarantee renewal, but it will not be due to changes in the health status of the policyholder or the history of claims, and refused to renew the policy. It is also renewable without review, and the renewal terms are good.
But there is one thing wrong with the Sunshine Health 2020 MMP, and that is that the value-added service lacks purchased medicines, which is not a small financial burden if all the purchases are made by the insured themselves.
Second, the milk dad summary
Million medical insurance is a kind of high leverage insurance, can use a small amount of money to pry big sums of money. Its coverage is exactly the most worrying risk of major illness, the practicality is very high. The first thing I'd like to do is to ask you if you're going to be able to get the best of what you've got, and if you're going to be able to get the best of what you've got, you're going to be able to do it.