Calculation of the actual payment period
After the employer and individual employees pay the basic medical insurance premium according to the Measures for Basic Medical Insurance, the municipal medical insurance agency shall truthfully record the payment period of the employees. Among them, the employer suspended the payment of basic medical insurance premiums, and the municipal medical insurance agency suspended the recording of the payment period of its employees, and the original payment period was retained; Employers and employees continue to pay basic medical insurance premiums, and the payment period of employees is calculated together;
if the employee stops paying the basic medical insurance premium due to the termination or rescission of the labor contract, the municipal medical insurance agency will stop recording the payment period, but the original payment period of the employee will be retained; Individuals continue to pay the basic medical insurance premiums according to the regulations and employers and employees continue to pay the basic medical insurance premiums after re-employment, and the payment period is calculated together; Retirees who have gone through retirement formalities according to regulations before the implementation of the Measures for Basic Medical Insurance shall not calculate the actual payment period of individuals.
calculation of deemed payment period
The working years of employees of state organs, people's organizations and institutions supplied by finance before the implementation of the Measures for Basic Medical Insurance can be calculated as deemed payment period; The continuous length of service of employees of state-owned enterprises, joint-stock enterprises, joint-stock cooperative enterprises and Chinese employees of foreign-invested enterprises before December 31, 1993 and the payment period of endowment insurance from January 1, 1994 to the implementation of the Basic Medical Insurance Measures can be calculated as the same payment period;
The continuous length of service of employees in collectively-owned enterprises before June 3, 1995 and the payment period of old-age insurance from July 1, 1995 to the implementation of the Basic Medical Insurance Measures can be calculated as deemed payment period; The payment period of old-age insurance for employees of private enterprises and urban individual economy from July 1, 1996 to the implementation of the Basic Medical Insurance Measures can be calculated as the deemed payment period. The continuous length of service or the payment period of old-age insurance for employees during their work in state-owned enterprises, collective enterprises, joint-stock and joint-stock cooperative enterprises and foreign-invested enterprises, or the working period of employees during their work in state organs, people's organizations and institutions supplied by finance, can be calculated as deemed payment period in accordance with the above relevant provisions;
The continuous length of service of employees of collectively-owned enterprises belonging to urban streets before June 3, 1998 and the payment period of old-age insurance from July 1, 1998 to the implementation of the Basic Medical Insurance Measures can be calculated as deemed payment period; After a soldier retires from active service and participates in the basic medical insurance for urban workers, the length of military service before his retirement can be calculated as the deemed payment period. Officers, civilian cadres and noncommissioned officers directly recruited from local areas, their continuous length of service (or working years) before service, and the payment period of endowment insurance can all be calculated as the payment period;
(3) The payment period that should be calculated and not calculated as otherwise stipulated by national laws and regulations.
(4) The specific determination of the continuous length of service and working years of employees shall be implemented in accordance with the relevant provisions of the state, province and city.
(5) For employees who retire after the implementation of the Measures for Basic Medical Insurance, when they retire, the cumulative payment period for men is less than 3 years, and that for women is less than 25 years. If the employer and individual employees make up the medical insurance premium in one lump sum according to the regulations, it can be deemed that the payment period has expired.
the calculation formula of one-time supplementary basic medical insurance premium is: one-time payment amount = payment base X1% x [(1+8%) n-1]/8%. Among them, n=3 years (25 years)-the accumulated payment period of employees, 1% as the payment ratio, and 8% as the annual increase rate of payment.
the increasing rate of payment can be adjusted by the municipal labor and social security administrative department according to the level of economic development. The payment period of basic medical insurance for employees shall be examined and determined by the municipal labor and social security administrative department in accordance with the relevant provisions.
after the implementation of the pension insurance method of unified account, if the employer and individual employees fail to pay the pension insurance premium according to the regulations, their working years cannot be calculated as deemed payment years; After the implementation of "Basic Medical Insurance Measures" and during the formal participation in the basic medical insurance according to the arrangement of the municipal labor and social security administrative department, the length of service or working years of employees and the payment period of endowment insurance can be calculated as the same payment period; However, those who fail to participate in the basic medical insurance according to the regulations cannot be counted as the payment period.
please click to enter a picture description (maximum 18 words).