The "Opinions" pointed out that it is necessary to develop housing leasing enterprises in various forms. Give play to the leading and leading role of state-owned enterprises and support state-owned housing leasing enterprises to expand their leasing business. Support Beijing's specialized and institutionalized housing leasing enterprises to ease into the new district development.
At the same time, increase the supply of rental housing through multiple channels. We will promote the development and construction of rental housing in an orderly manner, encourage various market players to provide rental housing through centralized construction and distribution transformation, guide and standardize individuals, enterprises and institutions to rent idle housing, form a multi-subject supply pattern, and effectively increase the supply of rental housing.
The "Opinions" propose to increase financial support for housing leasing. Encourage financial institutions to provide financial support for housing leasing enterprises in housing financing, decoration, operation and management, and encourage qualified institutions or enterprises to carry out securitization business of housing leasing assets through various forms.
The Opinions also talked about the implementation of housing provident fund to support housing leasing. The lessee can withdraw the housing provident fund to pay the house rent by filing the contract. The withdrawal amount of housing provident fund shall be increased by 30% on the basis of the prescribed maximum amount, and the total withdrawal amount shall not exceed the actual rental expenditure.
The following is the full text of the Opinions:
Guiding opinions on the healthy development and standardized management of xiong'an new area housing rental market (for Trial Implementation)
In order to promote the healthy development of xiong'an new area's housing rental market, we should build a housing system that integrates production and city, balances occupation and housing, rents and purchases simultaneously, and does not speculate on housing and housing, establish a management service mechanism of "one network for unified management and one network for housing management", cultivate the housing rental market, safeguard the legitimate rights and interests of all parties, and meet the housing rental needs of Beijing's non-capital functional transfer population and all kinds of people in the new district. According to the Measures for the Administration of Real Estate Brokers, Regulations of xiong'an new area, Hebei Province, Regulations on the Administration of Public Security of Rental Housing in Hebei Province and other laws and regulations, according to the relevant provisions of the Guiding Opinions of the Central Committee of the State Council on Supporting xiong'an new area, Hebei Province in Comprehensively Deepening Reform and Opening-up, and the Measures for Housing Security in xiong'an new area, Hebei Province undertakes the function of Beijing as a non-capital city, and formulates this opinion on the premise of strictly implementing the provisions on the development, construction, use and management of rental housing.
First, actively cultivate the main body of the housing rental market.
(1) Cultivate and develop the housing rental market. Encourage state-owned enterprises and institutions, real estate development enterprises, real estate intermediaries and property service enterprises in xiong'an new area and Beijing to expand the housing rental business, guide social institutions to participate in the housing rental market, and effectively increase the market supply subjects. Support real estate development enterprises to innovate their business methods, change from single development and sales to simultaneous rental and sales, and encourage real estate development enterprises to rent their rented houses to the society. Support the cooperation between real estate development enterprises and housing leasing enterprises, and establish an integrated operation mode of development and leasing. Give full play to the role of the market mechanism and form an orderly, fair and reasonable rental housing market.
(two) the development of various forms of housing rental enterprises. Give play to the leading and leading role of state-owned enterprises and support state-owned housing leasing enterprises to expand their leasing business. Support Beijing's specialized and institutionalized housing leasing enterprises to ease into the new district development.
(3) Increase the supply of rental housing through multiple channels. We will promote the development and construction of rental housing in an orderly manner, encourage various market players to provide rental housing through centralized construction and distribution transformation, guide and standardize individuals, enterprises and institutions to rent idle housing, form a multi-subject supply pattern, and effectively increase the supply of rental housing.
(four) improve the rental housing supply organization. Individuals and units are allowed to rent idle housing in accordance with the principle of marketization, and individuals are encouraged to entrust idle housing to specialized housing leasing enterprises for unified management and operation. Support housing leasing enterprises to raise houses by means of long-term lease and entrusted management, stabilize the lease relationship and rent level, and provide long-term sustainable rental income for lessors.
(5) Improve the quality of rental housing supply. Encourage housing leasing enterprises to combine the concept of smart city in the new district and promote the application of smart home in housing leasing activities. Encourage housing leasing enterprises to improve the service management level and provide leasing services with reasonable structure and consistent quality and price according to the housing leasing needs of different groups such as transferring personnel and introducing talents.
Second, improve the housing rental support policy.
(6) Earnestly implement preferential tax policies. For the housing leasing enterprises registered and put on record according to law, according to the Announcement of the Ministry of Finance and the Ministry of Housing and Urban-Rural Development of State Taxation Administration of The People's Republic of China on Improving the Tax Policies on Housing Leasing (No.2021) and the Notice of the Hebei Provincial Department of Finance and the Hebei Provincial Taxation Bureau on Defining the Standards for Specialized Large-scale Housing Leasing Enterprises in Hebei Province (No.202 13).
(seven) increase financial support for housing leasing. Encourage financial institutions to provide financial support for housing leasing enterprises in housing financing, decoration, operation and management, and encourage qualified institutions or enterprises to carry out securitization business of housing leasing assets through various forms.
(eight) the implementation of housing provident fund to support housing leasing. The lessee can withdraw the housing provident fund to pay the house rent by filing the contract. The withdrawal amount of housing provident fund shall be increased by 30% on the basis of the prescribed maximum amount, and the total withdrawal amount shall not exceed the actual rental expenditure.
Three, strictly regulate the whole process of housing rental services
(nine) the establishment of putting-in-service housing rental information service platform. Establish a housing rental information service platform that integrates the business functions of market subject filing, housing release, information display, transaction matching, online signing filing, rental price monitoring, information integration and resource sharing. Simplify the workflow through the platform, and realize online, handheld and one-button operation of related businesses. Encourage public utilities and service enterprises such as water, electricity, gas, heating and Internet to access the platform, and provide convenient living services for the lessee.
(ten) housing rental transaction information platform interconnection. Government-owned rental housing, enterprise-operated rental housing and individual rental housing will be included in the unified management of the platform. The housing rental information service platform in the new district synchronizes the basic information of rental housing and the release, demolition and signing status with the self-owned platform and third-party network platform of housing rental enterprises (institutions) in real time, so as to realize the interconnection and sharing of rental transaction information among platforms.
(eleven) to strengthen the application of contract filing information in the field of public services. Housing rental transactions need to be filed on the housing rental information service platform, and mutual recognition of government information can be realized with the empowerment of "one center and four platforms" and blockchain platform in the new district. As the proof of the lessee's legal and stable residence, the filing information can be used to apply for residence permit, settle points, enjoy education, medical care, employment and other basic public services in accordance with the relevant policies of the new district.
(twelve) to play a guiding role in the rental price. According to the demand of the rental housing market and referring to similar areas, the housing management department of the new district timely announced the rental guidance price and floating range. Make full use of the rental price monitoring function of the housing rental information service platform, dynamically publish the historical transaction price and listing price, and classify them according to the location, type and apartment type of houses, so as to provide reference for lessors, lessees and housing rental enterprises (institutions) and guide the rental price to remain within a reasonable range.
Four, strict supervision of housing rental behavior.
(thirteen) the implementation of market registration management. Housing leasing enterprises, brokerage institutions and network information platforms engaged in housing leasing activities within the new district shall handle the registration of market entities according to law. Housing rental enterprises (institutions) shall file with the housing management department of the new district, and submit the opening report before conducting business. Institutions that illegally carry out housing leasing business shall be rectified or banned within a time limit according to law.
(fourteen) standardize the release and verification management of housing. Within the scope of the new district, the implementation of personnel and housing information "dual-core verification." Before the release of housing information, the authenticity verification of the lessor's identity, housing ownership and housing status shall be completed. After the new housing rental information service platform has passed the verification and obtained the unique housing verification code, it can be released on the rental information service platform, housing rental enterprise platform and third-party network platform.
Relying on the housing rental information service platform, the housing management department of the new district enjoys government information according to the online signing of housing transaction contracts, real estate registration, etc., and systematically verifies the houses to be released, and automatically generates the house verification code after verification. For rented houses whose information is not clear enough and cannot be automatically verified by the system, the platform provides a manual verification channel, and the house leasing enterprise, brokerage institution or lessor provides proof materials, and after verification, the house verification code is generated. The housing management department of the new district shall conduct a review or spot check on the housing verification.
(fifteen) the implementation of online contract signing for the record. If both parties to the lease reach a housing lease transaction, they shall sign the lease contract online for filing on the housing lease information service platform, and the filing information shall be synchronized to the public security, public services, taxation and other relevant departments in real time. The filing information can be used as a voucher for the lessee to enjoy all kinds of public services in the new district. Housing lease contracts that have not been verified by the platform shall be supplemented and verified when the contract is signed online for the record.
Complete the housing lease transaction through the housing lease information service platform of the new district, and the system automatically generates an electronic contract, signs it and puts it on record; The contract signed by the leasing enterprise platform and the third-party network platform is synchronized to the housing leasing information service platform for real-time filing; The lease contract signed offline should be supplemented with materials such as house verification and lease contract to complete online filing.
If both parties trade by themselves, the lessor is the main body responsible for online signing and filing; If a housing leasing enterprise rents a house, the housing leasing enterprise is the main body responsible for online signing and filing; If the brokerage institution facilitates the transaction, the brokerage institution and the leasing subject are the subjects responsible for the online signing and filing. At the same time, the lease contract of both parties and the real name information of the lessee and its residents are registered, and the housing management department of the new district is interconnected with residential quarters and local police stations.
(sixteen) strictly regulate the business service behavior. In principle, the rent paid by the housing leasing enterprise to the housing obligee shall not be higher than the rent charged to the lessee. In principle, the time limit for a housing leasing enterprise to collect a single rent should be the same as the time limit for paying the rent of the housing right holder, generally not exceeding half a year, which shall be negotiated by both parties and agreed in the contract. Guard against the business risks brought by the mode of "low agricultural output" and "long income and short payment".
(seventeen) to protect the legitimate rights and interests of both parties. Housing rental enterprises and individuals should use the unified model contract text of the housing management department of the new district to clarify the rights, responsibilities, obligations and dispute handling methods of both parties to the lease and protect the legitimate rights and interests of both parties to the lease.
Housing rental enterprises (institutions) or lessees shall obtain the written consent of the property owner for the renovation and decoration of the house, and keep the house and its supporting facilities intact during the lease period. The dissolution of the housing lease contract and the rent adjustment shall be implemented in accordance with the provisions of the contract and relevant laws and regulations. During the term of the house lease contract, if the ownership of the house changes, the validity of the house lease contract will not be affected, and the change can also be adjusted by both parties through consultation.
(eighteen) to prevent the financial risks of leasing. Housing leasing enterprises should prudently carry out housing leasing consumer loan business. If the lessee really needs a loan, the financial institution shall sign a loan contract with the lessee, and the term of the housing rent loan shall not exceed the term of the housing lease contract. Housing leasing enterprises shall not carry out financial business in disguised form, and shall not require the lessee to use housing rental consumer loans by means of concealment, deception or coercion, and shall not induce the lessee to use housing rental consumer loans in the name of rent installment and rent concessions.
(nineteen) to ensure information security. The information in housing leasing activities is protected by law, and all participants should keep it strictly confidential. Those who violate the national security regulations and confidentiality regulations will be dealt with according to law.
Five, improve the housing rental market management mechanism.
(twenty) conscientiously implement the main responsibility of the government. The housing lease management in the new district is carried out under the leadership of the new district management committee, and the county people's governments implement the main responsibility, and coordinate market management, mediation of contradictions and disputes, and administrative law enforcement. Streets and communities should strengthen the guidance service for residents' housing lease, deepen the construction of mediation organizations in combination with community party building and co-construction, improve the investigation and mediation mechanism, and prevent and resolve housing lease disputes; Assist residents to do a good job in information collection, verification and release, online signing and filing.
(twenty-one) strict industry supervision responsibility. The housing management department of the new district is the competent department of housing lease management, responsible for guiding, managing, serving and supervising the housing lease management, and taking the lead in implementing the housing lease management system. The market access department is responsible for the registration and management of market entities. The market supervision department is responsible for investigating and punishing illegal acts such as false advertisements and rent gouging according to law, and severely cracking down on the implementation of monopoly agreements and the abuse of market dominance. The public security department is responsible for the public security management of the leased house, urging the parties to submit relevant information on the permanent population and public security management of the leased house according to law, conducting public security inspection on the leased house, establishing a public security notification system for the leased house, and cracking down on and investigating illegal and criminal acts hidden in the leased house. The network information department is responsible for taking measures to deal with the network information platform that illegally publishes false information.
(22) Improve the lease credit system. In accordance with the relevant requirements of "Guiding Opinions of General Office of the State Council on Further Improving the Restriction System of Dishonesty and Building a Long-term Mechanism of Credit Construction" (No.49 [2020] of Guo Ban Fa), we will improve the credit management system of housing leasing enterprises (institutions) and employees in the new district, standardize the housing leasing behavior and promote the healthy development of the housing leasing market.