Medical insurance role:
I, conducive to improving labor productivity and promote the development of production.
Medical insurance is the inevitable result of social progress and production development. In turn, the establishment and improvement of the medical insurance system will further promote social progress and the development of production. On the one hand, medical insurance relieves workers of their worries and enables them to work with peace of mind, so that they can improve labor productivity and promote the development of production; on the other hand, it also ensures the physical and mental health of workers and the normal reproduction of the labor force.
Secondly, it regulates the difference in income and reflects social fairness.
Medicare insurance is an important means of income redistribution through the collection of health insurance premiums and reimbursement of health insurance service fees to regulate income differences.
Third, the maintenance of social stability is an important guarantee.
Medical insurance provides financial assistance to sick workers, helps eliminate social instability caused by illness, and is an important social mechanism for adjusting social relations and social conflicts.
Fourth, an important means of promoting social civilization and progress.
Medical insurance and social mutual **** relief social system, by sharing the risk of disease costs among the insured, reflecting the "one side in trouble, eight parties to support" a new type of social relations, is conducive to the promotion of social civilization and progress.
V. An important guarantee for promoting the reform of the economic system, especially the reform of state-owned enterprises.
Legal basis:
The People's Republic of China*** and the State Social Insurance Law
Article 23 Employees shall participate in the basic medical insurance for employees, and shall pay the basic medical insurance premiums by the employing unit and the employees in accordance with the provisions of the State***.
Individual industrial and commercial households without employees, part-time employees who do not participate in the basic medical insurance for employees in their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the State regulations.
Article 24 The State establishes and improves the new rural cooperative medical care system.
Methods for administering the new type of rural cooperative medical care shall be prescribed by the State Council.
Article 25 The State establishes and perfects the basic medical insurance system for urban residents.
Basic medical insurance for urban residents is a combination of individual contributions and government subsidies.
The government shall subsidize the portion of individual contributions required by those who are entitled to the minimum subsistence guarantee, persons with disabilities who have lost their ability to work, and elderly persons and minors over sixty years of age from low-income families.
Article 26 The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.