Before the start of the lecture, the school sister has prepared a list of insurance knowledge for you, the need for small partners can poke this:
Super complete! All you want to know about insurance are here
1. Types of health insurance
The common types of health insurance are mainly medical insurance and sickness insurance.
Medical insurance is an insurance policy that pays for agreed medical expenses, like the multi-million dollar medical insurance available in the market. There are three things you need to know before taking out this type of insurance: the deductible, the benefit percentage and the exclusion clause; especially the deductible, which is usually 10,000 for general medical care and 0 for critical illnesses.
Disease insurance refers to the insured person diagnosed with the contracted disease or contracted disease state as a condition of payment of insurance, as well as heavy disease insurance. Depending on the duration of coverage, there are one-year critical illness insurance, long-term critical illness insurance (coverage for at least more than one year) or whole life critical illness insurance.
The content of health insurance is roughly said here, if there is a health insurance want to know more about the partners, you can poke this:
Health insurance is necessary to buy? These sets must be aware of!
2. Note of insured critical illness insurance
Health insurance corresponding to the insurance product is very rich, in the space, the next sister to the critical illness insurance as an example to tell you what you need to pay attention to when insured.
(1) as far as possible to choose a complete protection content of the critical illness insurance products, light in the critical illness of the three basic protection is a must, if the lack of any one is not comprehensive protection.
(2) In the case of economic conditions allow, critical illness insurance coverage as high as possible, this is in order to avoid the subsequent occurrence of insufficient coverage.
At the end of the article, for those who want to take out critical illness insurance, I have prepared a small gift for you:
The top ten popular critical illness insurance worth buying a big list!
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