Should medical checkups be included in health insurance reimbursement?

During the two sessions of this year, a number of National People's Congress suggested that regular medical checkups should be included in the scope of reimbursement for medical insurance.

On July 25, the official website of the National Health Insurance Administration (NHIA) responded to this suggestion, saying that it will work with relevant departments to consider the financial and health insurance fund's affordability as well as the management capacity of each region, and conduct a full study and demonstration of its necessity and feasibility.

Screenshot of the official website of the National Health Insurance Bureau

Detailed response: National Health Insurance Bureau Suggestion Proposal Response of the National Health Insurance Bureau to the Second Session of the Thirteenth National People's Congress, Suggestion No. 1066

According to the provisions of the Social Insurance Law, the medical expenses that should be borne by the public ****health will not be included in the scope of payment of the basic medical insurance fund, and the items of medical examination and other items should be paid through the public **** health services and other channels to be resolved.

In addition, "considering the level of China's economic development and the limitations of health insurance financing capacity, basic health insurance can only be based on 'basic protection' at present," the NHI said, adding that it is not yet in a position to expand the scope of payment to include non-therapeutic, large population universally applicable preventive screening and other items.

So this reply is blunt:

1. There is consideration of the inclusion of health insurance, but the health insurance first to ensure that the "basic"

2. If health checkups will be included, there are many items of the same nature, will also be required to be included, the health insurance is not enough to support so much.

3. Efforts are also being made to overcome these resistances and ways are being sought.

How many people have regular medical checkups?

Data shows that the number of medical checkups in China approached 500 million in 2017, and is increasing year by year. Despite the upward trend, there are still many people who do not have medical checkups.

The 2019 National Health Insight Report shows that the post-90s are starting to pay attention to medical checkups, the post-80s have become the main force of medical checkups, and the post-70s have the highest percentage of medical checkups. Probably because of the age problem, the post 70s are more concerned about their health problems, health care and also cancer-related issues.

By the way, health care is no longer synonymous with the 70s, the 90s after the Buddhist health care, can also be seen, the change of health consciousness, people do pay more attention to health issues.

Many enterprise units will regularly organize employees to hospital physical examination. However, in addition to the unit organization, very few people can do regular medical checkups. There are also some who buy insurance, and then the insurance terms and conditions include a yearly medical checkup, which means that they can be reimbursed.

Here I just want to ask you, if your company doesn't organize a yearly medical checkup, will you take the initiative to go for a medical checkup? If the insurance you bought didn't include regular medical checkups, would you go again? Your parents are getting older, do you take them for medical checkups? Parents are the ones who need regular medical checkups more than you do.

"Many diseases don't happen suddenly, but are suddenly discovered." This is a phrase that Kom has said more than once, and has been mentioned in previous articles.

However -

Cancer patient: "Never had a medical checkup."

In fact, one could make the argument that regular medical checkups, reduce the risk of death.

Let's talk about lung cancer, the cancer with the highest mortality rate. Many patients who go to the hospital are already showing symptoms, diagnosed with late mid-stage tumors, or even metastasized, missing the best time for treatment.

And many diseases, such as hairy glass nodules in the lungs and small nodules in the lungs, still have a chance to be cured if they are found early.

Many of the early stages of the disease are symptomless, either the symptoms are ordinary diarrhea ah, slight pain in the abdomen ah, chest tightness ah, coughing, it is easy to be ignored.

Because these symptoms tend to resolve quickly, you can't tell whether they're ordinary 'malaise' or symptoms of some disease.

And, the medical checkups in this aspect of the blind confidence is also reflected in the best, just as many people on their own driving skills blind confidence (80% of people feel that their driving skills are better than others, warm tips, here driving is a serious drive ha), many people on their own physical condition is also very confident, feel that they are strong body, the body doubled the great, eat well, good. The first thing you need to do is to get a good look at the body of the person you're talking to.