Not long ago, a Proton Heavy Ion Medical Insurance from Pacific Life was launched as Proton Peace of Mind 2021 Proton Heavy Ion Medical Insurance. Previously, Taiping Life has launched the 2019 version with a low price of 9.9 and a high coverage of 3 million was attracted to many people.
So is this product coverage comprehensive and is it beneficial to us?
For those interested, check out this article!
"Pacific Prime Peace of Mind 2021 Medical Insurance Don't be fooled and don't know it!
A. How to protect your 2021 Proton Heavy Ion Medical Insurance
After learning more about the topic, the highlights of this article are as follows:
After taking a look at the coverage chart, I was able to find out that this is an insurance policy specifically designed to protect Proton Heavy Ion, but it doesn't have the usual medical and critical illness coverage. Inside there is no general medical and critical illness medical insurance, let us recognize this product coverage content!
1.? Proton heavy ion protection is more comprehensive
Proton heavy ion technology we first understand: proton heavy ion radiation therapy refers to the use of proton and heavy ion technology for malignant tumors radiation therapy, as the internationally recognized cutting-edge technology of radiation therapy, the "cure for cancer". This technology passes through normal tissues with little damage, and focuses all the rays on the cancerous mass, minimizing the damage to the human body and maximizing the effect of cancer treatment.
The number of Chinese patients who went to Japan for cancer treatment in 2016 saw faster growth, with the number of people going to Japan for medical treatment that year five times that of 2015, numbering more than 500,000 people. The medical market to Japan is booming, and what we have learned is that this technology, Japan is indeed very mature compared to China, and the cost is far less than what China charges for proton heavy ion therapy for cancer.
In recent years, the World Health Organization (WHO) has compared the level of medical care in the world, and Japan has been in the first place for several years; the number of facilities dedicated to the treatment of proton and heavy ion therapy in Japan and the level of technology is at the forefront of the world, so everyone will be more inclined to go to Japan for cancer treatment.
According to the relevant industry analysis, the introduction of China's proton heavy ion therapy equipment is not much, and there is no very rich experience in the treatment, compared with other countries of proton heavy ion therapy there is still a gap, mainly in the following two aspects:
One of the aspects is that China's use of the proton heavy ion this method of treatment of the institutions and the reality of the number of cases is not too many, so China's Proton Heavy Ion Center is very inexperienced.
On the other hand, at present, China's proton heavy ion center for the treatment of patients in this aspect of the performance is not very perfect, admitted patients are generally some early patients, and there is a single focal point of the patient, but for the middle and late stage of the lung cancer patients, almost no treatment.
At present, many medical insurance policies only have domestic proton heavy ion medical coverage, and the money paid out to you is only 1 million, however, about this quality of peace of mind 2021 proton heavy ion medical insurance, on the one hand, to arrange for you to domestic designated hospitals proton heavy ion 100 percent of the money, and there are also twenty-one Japanese specific proton heavy ion medical institutions of 100 percent of the compensation ratio of the guarantee.
If you are interested in the more advanced proton reion technology, many medical insurance policies do not cover this requirement, however, this PPS 2021 Proton Reion Medical Insurance policy can provide comprehensive coverage in this area.
2.? Poor renewal conditions
The renewal conditions of this Taiping ProtonMind 2021 Proton Heavy Ion are not much of a surprise, there is no guarantee of renewal, and if one day, this product is no longer continue to sell, or another situation, the insured can not continue to buy this product after the age of 60, we have carefully compared with the market with some can not guarantee the renewal of the insurance, but up to the maximum renewal to the age of 100 years old medical insurance is insurance well. The first thing that you need to do is to compare it with some of the medical insurance policies on the market that don't guarantee renewal, but can be renewed up to the age of 100, and you can see that the renewal conditions really don't work, so don't put your hopes on this policy, it doesn't provide long-lasting protection.
Renewal conditions are very important, after reading this article, can make you less step on a lot of pits:
"Medical insurance renewal how to do, to pay attention to which areas?
Secondly, is it worthwhile to buy the Pacific Quality Assurance 2021 Proton Heavy Ion Medical Insurance
Summarizing and analyzing the situation, the Pacific Quality Assurance 2021 Proton Heavy Ion Medical Insurance covers only Proton Heavy Ion, which is not a very good suggestion for you to take this product as the only one. medical insurance, but can be used as a supplemental insurance to the comprehensive coverage of the Million Dollar Medical Insurance.
Particularly at this particular time of the year, when the global epidemic has not yet been fully brought under control, going abroad for treatment is inherently risky, so don't even think about going to Japan for treatment of diseases.
On the current situation, the school sister feels that this medical insurance is not suitable to start, in the face of having a comprehensive coverage, value-added services practical million medical insurance is worth people pay more attention to.
"Top Ten Million Dollar Medical Insurance Rankings Freshly Released!
Written in the end
I'm Scholar Says Insurance, focusing on objective, professional and neutral insurance assessment;
If the above content has not solved your problem, you can also come to the public number Scholar Says Insurance to consult with me;
I will be years to I will give you the most professional advice with my years of experience in configuring insurance for 10W+ families.
The public number: the school bully said insurance spend less money, buy the right insurance!