The application for maternity insurance benefits for women who have given birth must comply with the conditions of "belonging to the planned birth", the scope of which is: (a) in line with the policy of giving birth to the first child; (b) in line with the conditions of the birth of a second child and the approval of the administrative departments of the health and family planning; (c) in line with the policy of giving birth to a first child or another child, but after a miscarriage of pregnancy. The birth of the first child or the birth of another child but miscarried after pregnancy.
The maternity living allowances and maternity medical fee subsidies enjoyed by practicing childbearing women are paid by the Urban Maternity Insurance Fund. The provisions of the Municipal Maternity Insurance Measures on the basis for granting maternity living allowances to working women shall be adjusted as follows:
(1) The monthly maternity living allowance for working women shall be the average monthly wage of the employees of the employing unit in which they work in the previous year during the month in which they give birth or have a miscarriage. If the average monthly wage of the employees of the employer where the woman is employed at the time of the birth or abortion is higher than 300% of the average monthly wage of the employees of the whole city in the preceding year, the allowance shall be paid according to 300%; if it is lower than 60% of the average monthly wage of the employees of the whole city in the preceding year, the allowance shall be paid according to 60%; however, if it is lower than the minimum standard for maternity subsistence allowances as stipulated by the Bureau of Human Resources and Social Security, the allowance shall be paid according to the minimum standard.
(2) If the average monthly wage of the employees of the employing unit in which the working woman is employed at the time of the birth or abortion is higher than 300% or more of the average monthly wage of the city's employees in the preceding year in the city, the higher portion shall be made up by the employing unit.
(3) If a working woman's work unit changes within the 12 months prior to the birth or miscarriage, her monthly maternity living allowance shall be calculated on the basis of the weighted average of the average monthly wages of the employees of each work unit in which she worked during the 12 months prior to the birth or miscarriage.