Buy social security still need to buy rural cooperative medical care

Buy social security do not need to buy rural cooperative medical care.

Specifically analyzed as follows:

1, social security reimbursement rate, than the new rural cooperative reimbursement rate. Therefore, it is not necessary to buy social security to buy the new rural cooperative;

2, the new rural cooperative refers to medical insurance, social security refers to five insurance, including pension insurance, medical insurance, work injury insurance, unemployment insurance and maternity insurance;

3, the general residents pay the urban residents of the medical insurance, the employee pays the employee medical insurance, both medical insurance than the new rural cooperative reimbursement ratio is higher. So buy social security is not necessary to buy the new rural cooperative;

New rural cooperative medical care, referred to as the "new rural cooperative", refers to the government organization, guidance, support, farmers voluntarily participate in the individual, the collective and the government multi-party financing, with the main focus on the coordination of the major illnesses of the farmers' medical care mutual **** relief system. Adopting individual contributions, collective support and government funding to raise funds.

Social security contains medical insurance, buy reimbursement can only be reported once. Simply put this type of medical insurance reimbursement are to hand over the original information (unlike commercial insurance may use a copy), and the original invoice is only one. However, in comparison, social security reimbursement is higher than rural cooperative medical insurance.

Legal Basis

Article 58 of the Social Insurance Law of the People's Republic of China (PRC) Employers shall, within thirty days from the date of employment, apply to the social insurance agency for social insurance registration for their employees. If the employer fails to register for social insurance, the social insurance agency shall authorize the social insurance premiums to be paid by the employer.

Individual industrial and commercial households without employees who voluntarily participate in social insurance, part-time workers who do not participate in social insurance with their employers, and other flexibly employed persons shall apply to the social insurance administrative organization for social insurance registration.

The State establishes a nationally unified individual social security number. Individual social security numbers are citizens' identity numbers.

Article 60 An employer shall declare and pay social insurance premiums in full and on time, and shall not suspend or reduce payment except for force majeure or other legal reasons. The social insurance premiums to be paid by employees shall be withheld and paid by the employer on behalf of the employee, and the employer shall inform the employee of the details of the payment of social insurance premiums on a monthly basis.

Individual entrepreneurs without employees, part-time workers who do not participate in social insurance with their employers, and other flexibly employed persons may pay social insurance premiums directly to the social insurance premium collection organization.