In addition to the compulsory insurance purchased by the state, car insurance also needs to buy commercial insurance. Commercial insurance usually buy car damage insurance and third-party liability insurance, as well as water insurance, spontaneous combustion insurance, automobile personnel liability insurance, etc.. , which is purchased by the owners according to their own wishes of choice. Traffic insurance is the first mandatory insurance system implemented by national laws and regulations in China. That is to say, compulsory traffic insurance is a kind of car insurance that every car must purchase on its own. It is especially important to note that the insurance object of compulsory traffic insurance is the victim who suffered injuries in a traffic accident, but not the insured and the passengers in the accident vehicle. PTI can help reduce the burden on vehicle owners by compensating victims and other medical support in a timely manner. Commercial risks include basic and additional risks. The insurance basically consists mainly of third party liability insurance, vehicle seat liability insurance and vehicle damage insurance (car damage insurance). Additional risks include vehicle burglary insurance (burglary insurance), vehicle parking damage insurance, separate glass breakage insurance, new equipment damage insurance, spontaneous combustion damage insurance, no-fault liability insurance, vehicle cargo fall liability insurance, and no-indemnity special insurance. Purchasing auto insurance requires not only transportation insurance, but also basic insurance in commercial insurance. In addition, car owners can choose additional insurance according to the actual situation. If it is a beginner, you can increase the vehicle's parking loss insurance, special insurance and other luxury car owners can properly select the injury insurance, glass breakage insurance, burglary insurance, etc. Older cars, you can not consider the injury insurance and glass insurance, but you can buy spontaneous combustion insurance according to the degree of aging of the vehicle.
Million car purchase subsidies