Pacific Life has recently launched a new Proton Heavy Ion Medical Insurance policy, named Proton Peace of Mind 2021 Proton Heavy Ion Medical Insurance. Many customers were attracted to this because of the price and coverage advantages of the previous 2019 version.
So is this product coverage excellent and will you lose out by getting it?
This article can clear up your doubts!
What about Taiping Life Quality Assurance 2021 Medical Insurance?
A. How does the Pacific Life 2021 Proton Heavy Ion Medical Insurance cover
After learning more about it, let's get back to our topic, the best part of this article is that:
After taking a good look at the coverage chart, I was able to find out that this is an insurance policy specifically designed to cover Proton Heavy Ion, and it is designed not to take into account general medical and heavy ion coverage. The design will not take into account the general medical and critical illness medical coverage, let's take a look at how this product coverage!
1.? Proton heavy ion coverage is more comprehensive
For you to introduce the proton heavy ion technology in detail: proton heavy ion radiation therapy refers to the use of proton and heavy ion technology for malignant tumors for radiation therapy, internationally recognized as the most cutting-edge radiation therapy technology. This technology is able to accurately irradiate the lesion area, and the side effects on the human body are very small, and will not produce violent adverse reactions.
The number of Chinese patients traveling to Japan for cancer treatment saw faster growth in 2016. The number of Chinese medical visits to Japan soared to more than 500,000, five times as many as in 2015. The quality of medical treatment to Japan is taking over the market, and what we've learned is that the technology is very mature compared to China's, and the cost is nowhere near what China charges for proton heavy ion treatment for cancer.
The World Health Organization (WHO) has been evaluating the level of medical care around the world for several years, Japan has been reigning first in recent years; the number of Japanese proton and heavy ion treatment facilities dedicated to the number of technological level in the world's leading level, so we are very inclined to go to Japan for cancer treatment.
According to the relevant industry analysis, China's introduction of the number of proton heavy ion therapy equipment is really not a lot, and a lack of experience in the treatment, and other countries of proton heavy ion therapy, if compared to a large gap, this is actually because of these two aspects:
One of the reasons is that China's use of proton heavy ion therapy for the treatment of diseases in the number of relatively small number of institutions, the number of cases The number of cases is also not so many, resulting in the lack of medical experience of the relevant medical personnel in our proton heavy ion centers.
On the other hand, we now find that our proton heavy ion centers still have some limitations in all aspects of the performance of the admission of patients, or want to try to treat some early or a single focal point of the patient, but almost no confiscation of the treatment of middle and late-stage lung cancer patients.
Now on the market, about medical insurance, they are basically only with domestic proton heavy ion medical coverage, and, the money paid out to everyone is only 1 million, and then look at this quality peace of mind 2021 proton heavy ion medical insurance products, not only provides the domestic designated hospitals proton heavy ion 100 percent reimbursement ratio, but also 21 Japan designated proton heavy ion medical institutions
If you are more excited about the even better proton reionization technology, most medical insurance policies on the market can hardly meet this coverage need, but this PPS 2021 Proton Reionization Medical Insurance product, in terms of technology, we can provide more comprehensive coverage for the majority of consumers.
2.? Renewal conditions are poor
The renewal conditions of this Pacific Quality Assurance 2021 Proton Heavy Ion are quite poor, in terms of renewal, there is still uncertainty, think about it, if this product is discontinued, or that the insured will be able to continue to buy this insurance product after the age of 60, with some of our common can not be guaranteed to renew the insurance, the highest can be renewed to the 100-year-old The two medical insurance policies have even less attractive renewal conditions, so don't put your hopes on this one, it won't provide long-lasting protection.
What are the renewal conditions? It is worth paying attention to, interested friends can come to take a closer look at this article:
"Medical insurance renewal how to do, what to pay attention to? An analysis in one article!
Secondly, is it worth buying the 2021 Proton Heavy Ion medical insurance policy
Overall, the Proton Heavy Ion is the only thing that is covered by the 2021 Proton Heavy Ion medical insurance policy of the Pacific Peace of Mind, and I don't really recommend you to take this as the only medical insurance policy. It's not recommended as the only medical insurance, but it can be a complementary insurance to the comprehensive MMP insurance.
Particularly for this year's global pandemic, which is not yet fully under control, there is a certain degree of risk involved in going abroad for treatment, not to mention going to Japan for treatment.
In the current situation, I feel that this medical insurance is not suitable to start, so people can try to focus on having a comprehensive coverage, value-added services, practical and excellent million medical insurance.
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