Medical insurance as a common insurance, most people will buy it, but sometimes people are not satisfied with the coverage of medical insurance, this time they will choose high-end medical insurance, do you know what is high-end medical insurance? What medicines can be used in high-end medical insurance? Take a look. What are the medical insurance policies with good coverage? Which one is worth buying? Take a look at the top 10 hot insurance companies this year: what are some good medical insurance recommendations?2020 hot top 20 quality medical insurance inventory
A, what is high-end medical insurance
Medical insurance is a kind of insurance with a very short period of time, generally speaking, one year. It is a type of insurance in which the insurance company covers the medical expenses incurred by the participant when he or she visits the doctor. If you purchase medical insurance, then you can be reimbursed if you get sick within the year of purchase, but it should be noted that it is generally difficult to renew medical insurance after it has been insured. Medical insurance has the effect of increasing labor productivity, regulating income disparity, and promoting social progress. The difference between high-end medical insurance and medical insurance lies in the word "high-end". On the basis of general medical insurance, it has a wider coverage and more comprehensive protection. While ordinary medical insurance is limited to the general department of hospitals of the second class and above in China, high-end medical insurance covers public and private hospitals in any country in the world. In addition, high-end medical insurance also has the features of direct payment, green channel for booking, direct payment of medical expenses, insurable self-payment drugs, and convenient procedures for enrollment. Which is the best insurance company, I just happened to organize the relevant content, I hope it will help you: the latest list! The top ten insurance companies in the country
Two, high-end medical insurance can be used which drugs
High-end medical insurance has a lot of ordinary medical insurance does not have the protection, it is also reflected in the high-end medication, so high-end medical insurance can be used which drugs it? High-end medical insurance no longer distinguishes between social security catalogs and non-social security catalogs, ordinary medical insurance can only reimburse the social security drugs, while high-end medical insurance can reimburse the social security drugs and drugs outside the social security. Without the limitation of general medical insurance, high-end medical insurance can reimburse reasonable and necessary non-social security catalog medicines, imported medicines and imported medical equipments, etc., which are prescribed by doctors. Many health care products, new types of medicines and many high-end medicines can be reimbursed by high-end medical insurance. So, if you buy a high-end medical insurance policy, you don't have to worry about your medication when you are sick and hospitalized, you can just use the best one.