People in their thirties are usually the main breadwinners of their families. While supporting the family, we have to pay back the car loan and mortgage. In addition, the work pressure is so great that they can't bear any risk attacks. Therefore, it is imperative for people of this age to transfer risks by buying insurance.
So what kind of insurance is better for people of this age? It is suggested to match these types: critical illness insurance+medical insurance+accident insurance+term life insurance.
1. critical illness insurance
Nowadays, young people are also very likely to get sick, and the risk of serious illness is getting higher and higher for people aged 30. If you are unfortunately seriously ill, the pillar of a family will fall. Generally, the treatment of serious diseases takes a long time, and the later rehabilitation expenses and the loss of work due to illness are also essential. Therefore, it is necessary to configure critical illness insurance. If you don't know how to choose critical illness insurance, you can take a look at this article I compiled: "Design for 30 years old! Top ten critical illness insurance stocks worth buying in 2020! 》
2. Medical insurance
At this age, after buying critical illness insurance, minor illnesses and disasters that can be seen everywhere in life also need to be prevented. Buy a million medical insurance, spend hundreds of dollars a year, easily get a million guarantees, and solve the part that medical insurance can't reimburse. It's too difficult to choose the right product, but it doesn't matter. I have arranged it for everyone. All the millions of medical insurance you want to buy are here: "It just came out! Millions of medical insurance stocks suitable for people aged 30.
3. Accident insurance
You can never predict the accident or which will come first tomorrow. Although this is a bad saying, it is true. Accident insurance is a universal insurance for all ages, not to mention that accident insurance is very cheap. If anything happens at this age, who will bear the responsibility of supporting the family? Therefore, it is necessary to configure accident insurance.
4. Term life insurance
At this age, you have to support the elderly, raise a baby and pay back the car loan. After configuring health insurance, we must also consider the protection of death. In case of unfortunate death, it will be a heavy blow to parents, wives and children. If you buy life insurance, you can at least leave financial compensation and give your family a guarantee if you can't continue to fulfill your obligations.
Hope to adopt!
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Source: Xueba said that insurance official website