Hospitalization expenses of 3,600 yuan can be reimbursed by medical insurance for a few hundred yuan.
Hospitalization reimbursement benefits:
Hospitalization in a first-level hospital: 90% of the cost exceeding 200 yuan (minimum payment standard) within the scope of medical insurance is reimbursed.
Hospitalization in a secondary hospital: 80% of the cost within the scope of medical insurance exceeding RMB 400 (minimum payment standard) will be reimbursed.
Hospitalization in a tertiary hospital: 70% of the expenses exceeding 600 yuan (minimum payment standard) within the scope of medical insurance will be reimbursed.
Hospitalization in other places (transfers and emergency emergencies in other places): 50% of the expenses exceeding RMB 600 (minimum payment standard) within the scope of medical insurance will be reimbursed.
Hospitalization expense reimbursement:
There are many expense items reimbursed by medical insurance, generally including bed fees, nursing fees, diagnosis and examination fees, surgery fees, medical fees, examination fees, etc. As long as the expenses are in-patient medical expenses within the scope of the medical insurance catalog, they can be reimbursed through medical insurance. The reimbursement of TV medical insurance is not full reimbursement, but a proportional reimbursement of medical expenses within the deductible to the maximum limit.
Generally speaking, medical insurance hospitalization expenses are reimbursed proportionally, and only a part of the expenses can be reimbursed. Medical insurance hospitalization expenses are reimbursed, usually directly through the hospital's medical insurance settlement office when discharged.