Not long ago Pacific Life went live with a new Proton Heavy Ion Medical Insurance policy, just called Proton Peace of Mind 2021 Proton Heavy Ion Medical Insurance. Many people were attracted to the 2019 version just because of its low price and high sum insured.
So is this product coverage great and should you allocate it?
For those interested, check out this article!
"How is Taiping Life Quality Peace of Mind 2021 Medical Insurance?
One, how is the TaiPing ProtonMind 2021 Proton Heavy Ion Medical Insurance coverage
Back to our topic, the highlights chart is up first.
Looking carefully at the coverage chart, I was able to find that this is a specialized coverage for proton ion insurance, which does not add general medical and critical illness medical coverage, so let's analyze in detail how this product coverage works!
1.?
First of all, let's popularize the proton heavy ion technology: proton heavy ion radiation therapy refers to the use of proton and heavy ion technology for radiation therapy for malignant tumors, which is internationally recognized as the most advanced and ideal radiation therapy technology for tumors at present. This technology can accurately irradiate the lesion area, and the side effects on the human body are very small, and will not produce violent adverse reactions.
In 2016, domestic medical treatment in Japan has seen explosive growth, the number of people going to Japan for medical treatment has quintupled by five times the number of people in 2015, and the number of people is probably more than 500,000 people. The medical market to Japan is in hot water, what can be said is that the technology has been much more mature than me over, as for the cost of this aspect, than our country's cancer proton heavy ion treatment is much cheaper.
In the past few years, the World Health Organization (WHO) has been evaluating the level of medical care in the world, and Japan has been ranked number one in the past few years; the number of facilities dedicated to the treatment of protons and heavy ions in Japan and the level of technology are great, so people will be more inclined to go to Japan for cancer treatment.
According to the analysis done by the relevant industry, China's proton and heavy ion therapy equipment is not introduced much, and in the treatment of the experience is not much, compared with other countries of the proton and heavy ion therapy there is still a big gap between the main reasons are the following two aspects:
On the one hand, China's use of proton and heavy ion therapy is not much, the number of cases is not enough, which let the China's proton heavy ion center engaged in the relevant medical personnel lack of practical experience.
On the other hand, at present, China's proton heavy ion center for the admission of patients in this aspect of the performance is not very perfect, more admitted some early, single lesion patients, but less admitted in the middle and late stage of lung cancer patients, or even not.
Now on the market, about medical insurance, they are basically only with the domestic proton heavy ion medical insurance, and, the money paid out to everyone is only 1 million, however, about the quality of peace of mind 2021 proton heavy ion medical insurance, not only with the domestic designated hospital proton heavy ion 100% compensation ratio, and there are also twenty-one Japanese specific proton heavy ion medical institution The 100% indemnity ratio is guaranteed.
If you are looking for more advanced proton reion technology, many current medical insurance policies do not provide the coverage you need, however, with the PPS 2021 Proton Reion Medical Insurance, you will be able to get more comprehensive protection
2. Poor renewal conditions
The renewal conditions of this PPS 2021 Proton Heavy Ion are not very good, there is no guarantee of renewal, if the product is discontinued, or the insured can no longer be insured for this product after the age of 60, we can take some of the medical insurance on the market that does not have a guarantee of renewal, but can be renewed up to the age of 100 years old and compare it with it, and its renewal conditions are really more unbearable. Renewal conditions are really more intolerable for this insurance, and for this insurance, what is offered is not a long-lasting protection, so you should not expect it either.
For the renewal conditions, you need to focus on, after reading this article, can let you less step on a lot of pits:
"Medical insurance renewal how to do, what to pay attention to? An analysis in one article!
Second, the Pacific quality of peace of mind 2021 proton heavy ion medical insurance is worth buying
The content of the above has basically finished, in general, the Pacific quality of peace of mind 2021 school sister is not very much to suggest that we will be the only medical insurance, then it is able to It can be a complementary insurance to a comprehensive medical insurance policy for millions of people.
Particularly for this year's global epidemic has not been completely controlled, the treatment abroad itself is more or less risky, not to mention the thought of going to Japan for treatment.
So, at this stage, it is not recommended to buy this medical insurance, you can pay more attention to the comprehensive coverage, value-added services and practical excellent million medical insurance.
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Written in the end
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