China Life Million Dollar Medical Insurance Reimbursement Scope?

General medical insurance reimbursement, including inpatient medical insurance benefits, specific outpatient medical insurance benefits, outpatient and emergency room expense insurance benefits before and after hospitalization and outpatient surgery insurance benefits.

China Life's million medical insurance such as E Kangyue series has upgraded critical illness medical treatment, not only cancer medical fee reimbursement, but also other types of critical illness medical fee reimbursement, including 120 types of critical illness medical reimbursement.

Which such as eCongyue Extravaganza Edition has malignant tumor allowance coverage, a lump sum of 10,000, such as eCongyue 2021 Edition has a malignant tumor allowance of 200 yuan a day to pay up to 50,000 yuan.

Extended information:

Medical insurance reimbursement scope refers to the basic medical needs of the insured person, standardize the management of the basic medical insurance medication, diagnosis and treatment, the basic medical insurance stipulates the catalog of medicines, diagnostic and therapeutic items and the scope of medical service facilities. medical service facilities (commonly known as the "three catalogs").

The urban medical reimbursement mainly refers to the hospital visit, medication, hospitalization, surgery, etc., can be through the medical insurance card in accordance with the relevant provisions of the reimbursement of medical expenses, the urban medical insurance is more specialized, the project size and coverage is larger, but it is in the major diseases or accidents in the limited compensation, this time I suggest that participants can separately purchase commercial major medical insurance and social security to reduce their burden. The way to reduce their financial losses by making a combination.

Employee health insurance reimbursement, the basic insurance does not pay the cost of the scope of the diagnosis and treatment program

Rural health insurance reimbursement outpatient compensation: village health clinic and village center health clinic visit reimbursement of 60%, each visit to the prescription fee limit of 10 yuan, the health center doctor temporary rehydration of the prescription fee limit of 50 yuan. Township health center visits are reimbursed 40%, with a limit of 50 yuan per visit for each examination and surgical procedure, and a limit of 100 yuan for prescription drugs.

The reimbursement for secondary hospitals is 30%, with a limit of 50 yuan for each examination and surgery and 200 yuan for prescription drugs. Tertiary hospitals will be reimbursed 20% of the cost of each examination and surgery, with a limit of RMB 50 per visit and RMB 200 per prescription. Chinese medicine invoices with prescriptions attached are limited to RMB 1 yuan per sticker. The annual limit of outpatient reimbursement for township-level cooperative medical care is 5,000 yuan.

Hospitalization compensation reimbursement scope: A, medicine: auxiliary examination: EKG, X-ray fluoroscopy, filming, laboratory tests, physical therapy, acupuncture, CT, nuclear magnetic **** vibration and other examination fees limit of 200 yuan; surgical fees (with reference to the national standard, more than 1,000 yuan reimbursement of 1,000 yuan). B, elderly people aged 60 years old or older hospitalized in health centers, the treatment and nursing care costs of compensation of 10 yuan per day, limit of 200 yuan. The limit is 200 yuan.