It is believed that many people are not unfamiliar with the million medical insurance, but not many people know or buy high-end medical, in fact, high-end medical products in the United Kingdom BUPA, Allianz, China Merchants Sino, Taikang and other insurance companies are sold. For more information about high-end medical insurance, please see:"High-end medical insurance, the end of the difficult to see the doctor!
High-end medical is a commercial insurance that breaks the limitations of the national health insurance, mainly for the high-income groups such as actors and actresses, elites and other high-income groups to provide high-quality medical insurance and services, then what are the advantages of the high-end medical, the following briefly explains.
1, sufficient coverage
High-end health care is a year of premiums to protect a year of consumer insurance products, annual premiums from a few thousand to more than 100,000 ranging from the amount of coverage is generally based on a few million dollars, tens of millions of so high there are.
2, the hospital independent choice
Ordinary medical insurance can be reimbursed by the hospital are generally designated hospitals, but the high-end medical not only public, private or foreign hospitals to choose from, as well as the domestic major foreign hospitals, hospitals, special hospitals and foreign health care institutions can choose.
3, rich medical services
High-end medical care, including traditional Chinese medicine, physiotherapy, and other ordinary medical insurance does not cover the content, can provide overseas medical treatment, hospitalization, outpatient, organ transplantation, physical examination and other high-dollar comprehensive medical expense protection, such as dentistry, ophthalmology, maternity, and other personalized medical projects are also provided.
If the insured person visits the insurance company's partner hospitals, he or she can also enjoy the direct payment service, which requires only a swipe and signature of the card, and the insurance company settles the charges directly with the hospital.
4. Breaking through the social security reimbursement limit
The insured does not have to consider the social security reimbursement limit when seeking medical treatment. High-end medical care is able to reimburse the cost of imported medicines, imported medical equipments, and non-social security catalog medicines.
What are the best high-end medical insurance policies to buy? Check out this article:"High-end Medical Insurance Worth Buying in 2021!
Summary:
While high-end healthcare can provide better healthcare services and coverage, it is difficult for ordinary people to afford the high annual premiums. In fact, the average person's medical protection through a few hundred dollars a year million medical insurance can meet, if you want to know which million medical insurance cost-effective, then be sure to compare:"Super Full!
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