How to write a loan application
The high housing prices in China have made many people “unaffordable”! Some people even cannot afford a house of their own in their entire life. How many people envy Andy in "Ode to Joy", but he ends up living like Fan Shengmei, who is bound by reality and is worried about buying a house. Especially in big cities like Shanghai and Beijing, we have struggled for many years but can’t even afford a toilet. It’s so sad! Therefore, many people can only seek help from loans in order to reduce financial pressure. At this time, you need to write a housing loan application. Today, Rongeju has specially prepared a sample loan application for you. You can take it away!
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Sample loan application letter
I am a xx person, currently working as xx, with an average monthly household income of xx yuan. I am purchasing a commercial housing unit developed by xx. The property number is xx. I would like to apply for a housing mortgage loan of xx million yuan from your company with a term of xx years. I agree to mortgage the purchased property to your company as a guarantee to repay the loan under the loan contract signed with your company. I agree to your company xx. Check your personal information through the People's Bank of China Personal Credit Information System to understand your credit status.
In line with the principle of honesty and trustworthiness, I declare that this house is the xx house purchased by my family with a loan. I have opened a repayment account at your branch in accordance with your bank's requirements. The account number is xx. I guarantee that the current period's principal and interest payments will be deposited in full before the repayment date of each period and the loan maturity date. I also authorize the lender to repay the loan every month. The principal and interest of the loan will be deducted from the account on the repayment date and the loan maturity date. If the repayment account is changed, I will provide new account information in a timely manner; if there is insufficient funds in the account and the loan is in arrears, I will accept all legal collections from your organization. measures and voluntarily bear all consequences.
Applicant:
Valid ID number:
Year, month and day:
How to write a loan application
< p>1. Write the loan application in the center with a larger font. Then start a new line at the top and write a certain bank.2. Leave two spaces on another line, and start writing the applicant's name, gender, age, ID number, contact number, and describe his assets, including housing and other valuable assets.
3. Describe your source of income, main occupation, annual income, etc.
4. Write another paragraph about the reasons for the loan. I promise to use what income to repay the bank loan, and I promise to pay off the interest on time, repay the principal when due, and ensure the safety of the bank's funds. Otherwise, I am willing to bear everything. Consequences and legal responsibilities, and finally sign your name in the lower right corner and write the date of application.