The reimbursement rate of hospitalization expenses for insured workers in designated medical institutions increased from 75% to 78%. This means that when patients receive mental illness treatment in hospitals, more medical expenses can be borne by medical insurance, which reduces the personal economic burden.
Outpatient chronic disease reimbursement, especially mental illness, insured patients can apply for outpatient chronic disease reimbursement, and the reimbursement ratio is 65% of outpatient expenses. This policy aims to support patients with long-term mental illness to receive continuous outpatient treatment and help them better manage their diseases and maintain their quality of life. The annual maximum reimbursement limit is set at 8,000 yuan, which provides a certain annual guarantee for patients.
In addition, for the use of special drugs, the reimbursement rate of insured employees in designated medical institutions has also been adjusted from 70% to 76%, further reducing the self-funded expenses of patients using special drugs to treat mental illness.
To sum up, the medical insurance reimbursement policy of Xi 'an Mental Health Center aims to fully support the treatment needs of mental patients, including hospitalization, outpatient treatment and the use of special drugs. By increasing the reimbursement ratio and setting the annual reimbursement ceiling, the economic pressure of patients can be alleviated and the rehabilitation and health of patients can be promoted.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 28
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.