How to settle the reimbursement of electronic medical insurance voucher?

165438+1October 24th, electronic certificate-universal health insurance was officially released. You don't need to bring a card to see a doctor or buy medicine in the future, you can pay with your mobile phone. The medical insurance card has also entered the electronic era, and the electronization of documents has become a trend. Nowadays, medical insurance is getting more and more attention, and electronic medical insurance is becoming more and more convenient. First of all, it is certain that electronic medical insurance can be reimbursed. Let's take a look at what an electronic medical insurance voucher is!

First, what is medical insurance electronic certificate?

The electronic certificate of medical insurance is issued by the national medical insurance information platform. It is a medical insurance identification electronic media generated for all insured persons based on the basic medical insurance information base, and it is the only identity certificate of online medical insurance business in China. The electronic certificate adopts real name/real person authentication technology and encryption algorithm to form an electronic logo, which is unique, safe, reliable, convenient and fast, and is widely used nationwide. Insured persons can activate and use e-Cert through the national medical insurance service platform App, "One Mobile Phone Service", WeChat, Alipay, Bank App and other channels, and enjoy various online medical insurance services, including medical insurance business handling, medical insurance account inquiry, medical insurance benefits and drug purchase payment. , realize the functions of drug purchase, medical registration, expense settlement and medical treatment in different places.

Second, how to use the medical insurance electronic certificate?

You can check the supported hospital pharmacies through e-cert. You can query the information of the corresponding medical institutions in the cities that have been opened for use, and you can use the medical insurance electronic certificate to settle medical expenses and reimburse medical expenses. If the city is not opened, you can't query relevant information. If the city is opened, it can be paid by medical insurance voucher. At present, medical insurance electronic certificate payment provides two payment modes:

1. scan code payment: when the insured person makes payment and settlement in the medical institution, he/she provides the electronic certificate QR code of medical insurance, and the medical institution makes scan code payment through scan code setting.

2. Face-brushing payment: When the insured person makes payment and settlement in the medical institution, he will pay after face recognition through the face-brushing device.

Third, how to reimburse electronic certificate for medical insurance

Electronic certificate can directly reimburse medical insurance. After the insured person activates his medical insurance electronic certificate, he does not need to carry a medical insurance card when going to the hospital, and can complete real-time settlement directly by scanning the code with his mobile phone. Real-time settlement with medical insurance electronic certificate. After the medical insurance electronic certificate settlement mode is implemented, the medical insurance system will support multiple authentication methods for settlement. On the premise of keeping the process of card-holding medical treatment unchanged, we will increase the settlement of medical treatment in electronic certificate and provide universal medical insurance.

Four, compared with the physical card, medical insurance electronic certificate has four advantages.

1, convenient and quick: the electronic medical insurance certificate does not depend on the physical card, and the insured can be activated through the third-party channels authorized by the National Medical Insurance Bureau, such as the National Medical Insurance APP, WeChat, Alipay, etc.

2. Rich applications: Electronic medical insurance certificates are widely used in medical insurance business such as medical insurance inquiry, insurance registration and reimbursement payment;

3. Universal nationwide: The electronic medical insurance certificate is generated by the national medical insurance information platform, and the standard is unified nationwide and recognized across regions. The voucher can handle the relevant medical insurance business in the country, which can be described as "one code in hand, no worries about medical insurance";

4. Safe and reliable: the medical insurance electronic certificate is authenticated by real name and real person, and adopts domestic encryption algorithm, encrypted data transmission and dynamic two-dimensional code display to ensure the safety of personal information and medical insurance funds.