As for specific commercial insurance products, accident insurance, health insurance and other products should be considered first, and then appropriate old-age security should be considered when the security and economic capacity are sufficient. The specific amount of insurance and premium expenditure should proceed from reality. Security design is generally 10 times of annual income, and premium expenditure is generally110 of annual income.
For the insurance scheme suitable for couples, it is suggested to consider personal accident insurance first, then critical illness insurance and hospitalization medical insurance. China People's Insurance Company carefully selects affordable term life insurance (/product/health/detail-121.html), which is very suitable for people seeking high security and low price, and provides 30 kinds of serious illness protection and personal accident protection.
Insurance products suitable for children, I suggest that you can combine the protection of children, first improve the protection of children such as accident insurance and health medical insurance, and then consider the appropriate education insurance. Happy Baby (II) Card Super Edition A (/product/detail-751.html), which includes protection against illness, accident, serious illness, hospitalization and unexpected medical treatment.
According to the security plan suitable for parents, we choose "Caring for the Elderly" health protection series products (/jiankangxiandaogou/laoyanguanai/), which are divided into short-term health protection, long-term health protection and high-cost health protection according to the needs of the elderly, and all serious illnesses and accidents are guaranteed!
In short, Huize. Com reminds you that when buying suitable commercial insurance products for the whole family, you must pay attention to the specific protection needs of the whole family. Huize. Com provides all kinds of insurance products suitable for all kinds of people, hoping to help you.