How to claim to the insurance company for the other party's full responsibility in the car accident hospitalization

The other party is fully responsible for the traffic accident, the insurance company in the limit first compensation, not enough part of the perpetrator to bear. The main items and standards of compensation that can be claimed are: 1, medical expenses. According to the medical institutions issued by the medical expenses, hospitalization fees and other receipts, combined with medical records and diagnostic certificates and other relevant evidence to determine. 2. Lost wages. Determined according to the victim's lost time and income status. The time lost at work shall be determined according to the certificate issued by the medical institution where the victim receives treatment. Victims continue to lose work due to disability, lost time can be calculated until the day before the date of disability.

Motor vehicle insurance, or automobile insurance (car insurance), is a kind of commercial insurance for motor vehicles due to natural disasters or accidents caused by personal injury or property damage liability.

Motor vehicle insurance, or "car insurance", is a means of transportation insurance that insures the motor vehicle itself and its third-party liability.

The insurance client is mainly corporate bodies and individuals who own various kinds of motorized vehicles; the subject matter of insurance is mainly various types of cars, but also includes special vehicles such as trams, battery cars, and motorcycles, etc.

Motor vehicle insurance is a kind of commercial insurance.

Motorized insurance

Motorized vehicle insurance is a kind of insurance with automobiles, trams, battery cars, motorcycles, tractors and other motorized vehicles as the subject of insurance. Motor vehicle insurance can be divided into two categories: compulsory insurance and commercial insurance, which can be specifically divided into two parts: basic insurance (also known as primary insurance) and additional insurance.

Motor vehicle insurance in the late 19th century, the world's earliest motor vehicle insurance policy issued in 1895 by the British "Legal Accident Insurance Company" issued by the premium of 10 pounds to 100 pounds of automobile third-party liability insurance policy, but the automobile fire insurance can be increased under the conditions of increased premiums.

Motor insurance

Motor vehicle insurance generally includes compulsory insurance and commercial insurance, commercial insurance includes basic insurance and additional insurance two parts. Basic insurance is divided into vehicle damage and third-party liability insurance, total vehicle theft insurance (theft insurance), and vehicle occupant liability insurance (driver's liability insurance and passenger liability insurance).

Additional insurance includes separate glass breakage insurance, scratch insurance, spontaneous combustion damage insurance, water-related driving insurance, no-fault liability insurance, liability insurance for falling cargos, vehicle stopping loss insurance, new equipment loss insurance, and non-discriminatory special insurance. The glass alone broken insurance, spontaneous combustion loss insurance, the new equipment loss insurance, is the body damage insurance additional insurance, you must first insure the vehicle damage insurance before you can insure these additional insurance.

Vehicle liability insurance, no-fault liability insurance, vehicle cargo drop liability insurance, etc., is an additional third-party liability insurance, you must first insure the third-party liability insurance before you can insure these additional insurance; each insurance is not deductible can be insured independently.