1、Enterprises apply for financial leasing to the xxx center and fill in the project application form
2、The xxx center investigates its creditworthiness, assets and liabilities, operating conditions, solvency, project feasibility, etc. based on the information provided by the enterprise.
3, × × center investigation that has the feasibility of its project information submitted to the financial leasing company for review.
4, the financial leasing company requires the project to provide a mortgage, pledge or performance guarantee, the enterprise should provide a list of mortgages or pledges, proof of ownership or dispositive power to agree to mortgage, pledge proof, and with the guarantor on the issuance of performance bonds to reach a cooperation agreement.
5. If the project is not passed by the preliminary examination of the financial leasing company, the enterprise shall timely supplement relevant information according to the requirements of the financial leasing company. If the supplementary information still fails to meet the requirements of the financial leasing company, the project will be withdrawn and the project information will be returned to the enterprise.
6. If the financial leasing project is approved and passed by the financial leasing company, the relevant parties shall sign the contract
7. Handle the procedures of mortgage, pledge registration, freezing and stop payment.
8. After the lessee delivers the deposit, service fee, bond fee and equipment invoice, the financial leasing company starts to put funds.
9. The xxx center supervises the operation of the project and urges the lessee to pay the rent on schedule.
10. At the end of the lease period, the lessee buys back at a low price.
Extended Information
The characteristics of financial leasing are generally summarized in five areas.
One, the lease is decided by the lessee, the lessor to fund the purchase and lease to the lessee to use, and in the lease period can only be leased to a business use.
2. The lessee is responsible for the inspection and acceptance of the leased goods provided by the manufacturer, and the lessor does not guarantee the quality and technical conditions of the leased goods to the lessee.
Three, the lessor retains ownership of the leased property, the lessee pays the rent during the lease and enjoys the right to use, and is responsible for the management, repair and maintenance of the leased property during the lease.
Four, once the lease contract is signed, in the lease period, no party has the right to unilaterally withdraw from the contract. Only if the leased property is destroyed or proved to have lost the use of the contract can be suspended, and the breach of contract without cause will have to pay a heavy penalty.
Fifth, the end of the lease period, the lessee generally have two options for the leased property to stay purchase and surrender, if you want to stay purchase, the purchase price can be negotiated by the leasing parties to determine.
Baidu Encyclopedia - Financial Leasing