Is Taiping Insurance Quality Peace of Mind Medical Insurance cost-effective? What is the price?

A few days ago, Taiping Life Insurance announced a new type of proton heavy ion medical insurance, named Quality Assurance 202 1 proton heavy ion medical insurance. Many people are attracted by the low price and high insurance coverage of version 20 19.

So what is the performance of this product guarantee? Is it a loss for insurance?

Want to know more about this product, you can also read this article!

How about warranty 202 1 Don't be cheated! I don't know yet! 》

1. Taiping Anxin 202 1 How about proton heavy ion medical insurance?

After understanding, go back to our theme, and the essence map will go first.

Quality Assurance 202 1 Medical Insurance

Looking at the protection map carefully, we can find that this kind of insurance is specially designed for proton heavy ion protection and will not involve general medical care and severe medical care. Then we will study whether this product guarantee is good or not!

1.? Proton heavy ion protection is more comprehensive

Briefly summarize the proton heavy ion technology, so that everyone can understand that proton heavy ion radiotherapy refers to the use of proton and heavy ion technology for radiotherapy of malignant tumors, which is internationally recognized as the top "cancer treatment weapon". This technology can accurately irradiate the lesion site, with little side effects on human body and no serious adverse reactions.

In 20 16, the number of Japanese tourists to China increased at an alarming rate. The number of Japanese medical personnel coming to China has risen to more than 500,000, five times that of 20 15. China's medical market is increasingly favored by Japanese people. It has to be mentioned that the technology is more mature than that in China, and the charge is lower than that in China.

A few years ago, the World Health Organization (WHO) made a comparison of the world's medical level, and Japan was the first for several years in a row; The number and technical level of special facilities for proton and heavy ion therapy in Japan are among the highest in the world, so everyone likes to go to Japan to treat cancer.

According to the analysis of related industries, the number of proton heavy ion therapy equipment in China is not too much, and the existing treatment experience is relatively small, which is quite different from that in other countries, mainly in the following two aspects:

On the one hand, the number of institutions and cases treated by proton heavy ion technology in China is relatively small, which makes the relevant medical staff in proton heavy ion centers in China less experienced.

On the other hand, at present, China's proton heavy ion center still has some limitations in receiving patients, and still tends to receive more patients with early and single lesions, but hardly treats patients with advanced lung cancer.

At present, a large part of medical insurance only has domestic proton heavy ion medical insurance, and the amount of compensation is only one million. Let's take a look at this 202 1 proton heavy ion medical insurance, which not only guarantees the proportion of proton heavy ion 100% in domestic designated hospitals, but also guarantees the proportion of 2 1 Japanese specific proton heavy ion medical institutions 100%.

If you value better proton heavy ion technology, most medical insurance can't meet this requirement, but this Taiping Anxin 202 1 proton heavy ion medical insurance can provide more comprehensive protection to some extent.

2.? The update condition is poor.

The renewal conditions of this Taiping letter 202 1 proton heavy ion are not excellent, and the renewal conditions are not guaranteed. If the product is discontinued, or the insured can no longer insure this product after 60 years old, we can simply compare some common medical insurance in our market that can not guarantee renewal, but can guarantee 100 years old. Its terms of renewal are even worse, so don't expect it.

For the conditions of renewal, you need to pay attention. You can look at this article on preventing being pitted:

What should I pay attention to when renewing medical insurance? 》

2. Is Taiping Anxin 202 1 proton heavy ion medical insurance worth buying?

The above content has been basically finished. Generally speaking, Taiping Anxin 202 1 proton heavy ion medical insurance covers only proton heavy ions. This product should not be regarded as the only medical insurance, but it can be used as supplementary insurance to guarantee comprehensive million medical insurance.

In addition, the global epidemic has not subsided this year. In this case, going abroad for treatment is inherently risky, let alone going to Japan for treatment.

At present, seniors and seniors feel that this medical insurance product is not very suitable. You might as well try to pay more attention to the excellent million medical insurance that guarantees comprehensive and value-added services.

Ten million medical insurance rankings are freshly released! 》

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