Generally speaking, the current medical insurance, including the New Agriculture Cooperative, can reimburse radiofrequency ablation, but the reimbursement rate is different for different medical insurance. There is not necessarily reimbursement for the instruments that need to be used for radiofrequency ablation, because some of them require the use of imported instruments, such as video ablation catheters and probes. Cardiac ones, which also include some instruments for intracardiac electrophysiologic examinations, will not necessarily be reimbursed. Therefore, you should consult your local health insurance department for specific reimbursement.
But the reimbursement rates are all different depending on the level of the hospital. The specific reimbursement rate still depends on the hospital's usual medical prices in towns and cities are different, and the reimbursement amount is relatively different.
Radiofrequency ablation surgery costs about 30,000 yuan. If you already have Social Security, it reimburses 60-70% of the cost.
Some standards are slightly different because of the different financial situation in different places, according to the southeast coastal region of Jiangsu, Zhejiang and Shanghai, the implementation of radiofrequency ablation is to bear 10-20% of the cost of the operation (there are also areas of the country that bear 20-30% of the cost of the operation). Because of the different surgical instruments required are different, generally speaking, according to the regulations of some surgical instruments such as shunt wheel, hole punch, coronary artery blocking needle, radiofrequency catheter are self-paying, of course, disposable radiofrequency pens (head) need to be self-paying.
Medical insurance reimbursement, you need to go to the local cooperative medical management agencies or designated medical institutions to reimburse the medical insurance checkout window.
The procedures include: ID card, health insurance card, original invoice, medication list, medical records and other materials.
Commercial insurance, the hospitalization expenses insurance part of the hospitalization expenses eligible for social security coverage.
Legal basis:
The Social Insurance Law of the People's Republic of China
Article 2: The State establishes a system of social insurance for basic old-age pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., and guarantees the right to receive material assistance from the State and the society according to the law for the citizens in the case of old age, illness, industrial injury, unemployment and maternity, etc.
This is the first time in the history of the country that the State has established social insurance. The State establishes social insurance systems such as basic pension insurance, basic medical insurance, work injury insurance, unemployment insurance and maternity insurance to safeguard the right of citizens to receive material assistance from the State and society in old age, sickness, work injury, unemployment and childbirth in accordance with law.