Many people have heard of or purchased million medical insurance, but not many people know or buy high-end medical, in fact, insurance companies such as BUPA, Allianz, China Merchants Sino, Taikang and other insurance companies have high-end medical business. The first thing you need to do is to get a good understanding of the medical insurance market, and then you can get a good understanding of the medical insurance market, and then you can get a good understanding of the medical insurance market, and then you can get a good understanding of the medical insurance market.
1
1, has a higher amount of coverage
High-end medical is to pay a year to insure a year of consumer insurance products, premiums a few thousand per year to more than a hundred thousand have, the amount of coverage is generally a few million, there are tens of millions of so much.
2, hospital choice is unlimited
Ordinary medical insurance can be reimbursed by the hospital are generally designated hospitals, while high-end medical not only free to choose a public, private or foreign hospitals, but also be able to choose the major domestic hospitals, hospitals, special hospitals and foreign medical institutions.
3, a variety of medical services
High-end medical content, including traditional Chinese medicine, physical therapy not covered by ordinary medical insurance, foreign medical treatment, hospitalization, outpatient, organ transplant, medical examination and other high-cost comprehensive medical expenses, as well as personalized dental, ophthalmology, maternity and other medical projects can be enjoyed.
If the insured person visits the insurance company's partner hospitals, he or she will also be able to enjoy the direct payment service. As long as you swipe your card and sign, the insurance company will settle the expenses with the hospital directly.
4. Breaking through the social security reimbursement limit
The insured can ignore the social security reimbursement limit when they go to the hospital, and can also be reimbursed for non-social security catalog medicines, imported medicines, and imported medical equipments.
Summary
While it is said that high-end medical care has better medical services and protection, it is difficult for ordinary people to afford the high annual premiums. In fact, a few hundred dollars a year million medical insurance can meet the medical insurance needs of ordinary people, to know the cost-effective million medical insurance, be sure to compare: what are the good medical insurance recommendations?2020 hot top 20 quality medical insurance inventory