The format of an item loan note is as follows: ?
1, loan ? Article ?
Today XXX due to XXX needs, borrowed from XXXX ? XXXX items to be returned on XXXX XX/XX/XXXX. ?
XXX (signature)
XXXX, XXXX, XX/XX/XXXX
2.
Borrower __________ (ID number ______________________________)
Lender __________ (ID number ______________________________)
For used for (reason) in __________ ______ month ______ day to the lender __________ borrowing things _____. The period of time is _____ months, and returned on ______ ______ ______ of ____________. If you can not return on time is willing to assume all legal responsibilities arising.
Borrower:
Date:
Contract Law related laws: IOUs, is to show that the creditor-debtor relationship of written evidence, generally written and signed by the debtor, indicating that the debtor has owed cash or goods when it is a credentialed instrument.
Expanded:
The following matters should be noted in the writing of a loan note:
1. The full legal names of the borrower and the lender should be clearly written, and it would be best to attach an identity card number;
2. The amount of money borrowed should be clearly written, including both upper- and lower-case Amount;
3, should be written clearly borrowing time period, including the start and end of the borrowing of the month and year and a clear period of borrowing;
4, should be written clearly borrowing interest, there should be a clear annual or monthly interest rate, the final total amount of interest to be paid on the loan (including capital and lowercase amount), as well as the payment method and other agreements;
5, should be written clearly borrowing the principal and interest repayment Month and year time and payment method;
6, should be the borrower's own personal signature, handprint or handwritten signature.
Legal basis: according to the provisions of article 108 of the civil procedure law, the plaintiff shall be required to provide written debit, no written debit, shall provide the necessary factual basis. For the prosecution does not have the above conditions, ruled inadmissible.