Is RMB 100,000 a year enough to study in Germany?

Germany provides international students with very good teaching and a very comfortable environment, where everyone can improve their abilities. Next, let me introduce you: Is RMB 100,000 a year enough to study in Germany?

1. Semester fees

Registered students at all universities in Germany are required to pay the so-called "Semesterbeitrag" (Semesterbeitrag) every semester. Since each school includes different items in "semester miscellaneous fees", the amount charged is also different. The average is about 270 euros.

Generally speaking, part of the semester miscellaneous fees is social welfare fees, which are used for daily expenses and management expenses such as student canteens, student dormitories or sports facilities.

Some universities in federal states also charge an administrative fee, ranging from approximately 50 to 75 euros per semester.

In addition to the above items, some schools also require students to pay a semester discount ticket fee (Semesterticket), which allows them to take public transportation in and around the city where the school is located for free within six months. On this point, the senior from Munich University who shared last time mentioned that this discount ticket is very cost-effective and will save you a lot more money than buying the ticket yourself.

2. Cost of living

In fact, the cost of living in Germany is relatively low. Even when compared across Europe, the cost of living in Germany will never be higher than the average.

However, it is difficult to have a definite amount of monthly living expenses. Because the cities you live in are different and your living habits are different, the difference in living expenses may be more than 1-2 times.

Generally speaking, consumption in places such as Munich, Frankfurt, Stuttgart, Bonn, Hamburg and Cologne will be higher, especially Munich, which has always been known as the most expensive city in Germany.

In Germany, the average monthly cost of living expenses for college students is about 700-900 euros.

Among them, rent accounts for the highest proportion of monthly living expenses. Depending on the city, the monthly rent will range from 210 to 360 euros. If you want to save money, you can live in the student dormitories provided by the school (difficult to apply for) or in shared rooms (Wohngemeinschaft).

In addition, in Germany, college students can enjoy many special discounts. Theaters, museums, opera houses, cinemas, swimming pools and many other institutions have discounted tickets for university students (student ID required).

3. Medical insurance

If you want to study in Germany, you must take out medical insurance. Proof of insurance is required when registering at the university or when obtaining a residence permit.

General situation: The premium for German statutory medical insurance companies for college students is approximately 80 euros per month.

Special circumstances: Students who are over 30 years old (or have completed their 14th semester) can no longer enjoy the preferential policies of public insurance companies for students. Some insurance companies also offer a cheaper transitional premium for one semester (the so-called graduate premium). Then the premium for German statutory health insurance companies will rise to 170 euros per month.

Many student service centers of German universities provide some service packages for international students, which in addition to accommodation and meals, also include a medical insurance.

4. Tuition fees

Most of the cuties who study in Germany study in public universities. Public schools usually do not charge tuition fees for students studying for their first degree (Erststudium) and most master's programs.

The only exception is Baden-Württemberg. Starting from the 2017/18 winter semester, international students from non-EU countries need to pay tuition fees of 1,500 euros per semester.

However, tuition fees can be waived in some cases. For example, international students who have obtained university admission qualifications in Germany do not need to pay tuition fees, and international students who come to Baden-Württemberg to participate in inter-school cooperation projects do not need to pay tuition fees.

Some federal states charge tuition fees for students studying for a second degree (Zweitstudium) or studying for an extended period of time (Langzeitstudium). Certain specific master's programs may also be fee-based.

Note:

In Germany, the level of tuition fees cannot indicate the quality of teaching. Even majors that are tuition-free are of very good quality. I saw on Zhihu before that "Germany is free of tuition fees, does it mean that the education level is low?" I really wanted to criticize him with a "rolling my eyes"!

Supplementary instructions:

Before going to study in Germany, you must also provide a proof of funds (Finanzierungsnachweis) to show that you are able to afford the expenses required for studying abroad. The general requirement is to have disposable funds of more than 8,640 euros per year.

Based on the above:

We can roughly calculate how much it will cost to study in Germany each month. According to the 20th social survey of the "Federation of German Student Service Centers", we can It is concluded that the monthly expenses for international students in Germany are 794 euros.

Of course, if you have other plans such as travel, it must be higher than this number.

More than 70,000 yuan a year, which is less than a quarter of the minimum consumption in British and American countries. What’s more, almost all German international students around me do not work (international students have 120 full days, 240 Half a day is working time).

Five: Studying in Germany can also reduce the burden of studying abroad through part-time work and scholarships.

Many people on the Internet say that "international students are very rich" and "pamper themselves abroad."

My sister wants to say that there is no German student I know who does not work part-time. Everyone knows that studies and examinations in Germany are very onerous. Under such circumstances, Chinese students studying in Germany have to find time to work part-time to reduce the burden on their families. It is actually not easy for them.

We often only notice that they "travel again" or "go to party again", but you don't know how hard they work in private! Traveling to three exhibitions a week as an interpreter, and also working as a teaching assistant on campus. In order to save money, you share a room with people you don't like, and eat food you don't like. You can't see the sadness behind the German students.