Generally speaking, the current medical insurance, including the new rural cooperative medical system, can be reimbursed for radiofrequency ablation, but the reimbursement ratio of different medical insurance is different. The instruments used in radiofrequency ablation may not be reimbursed because some of them need imported instruments, such as video ablation catheters and probes. Cardiac equipment, including intracardiac electrophysiological examination, may not be reimbursed. Therefore, the specific reimbursement expenses should be consulted with the local medical insurance department.
Radio frequency ablation is a technique to treat tumors and arrhythmia by high frequency electromagnetic waves. Due to the high cost of treatment, whether it can be reimbursed by medical insurance needs to be determined according to the local medical insurance policy. Generally speaking, patients can enjoy a certain proportion of medical insurance reimbursement if radiofrequency ablation is included in the medical insurance catalogue. Radiofrequency ablation is an effective method to treat tumor and pain. Indications include tumors in liver, lung and kidney, as well as symptoms such as chronic pain. Contraindications include severe bleeding tendency, infection, severe organic heart disease and coagulation dysfunction. Before deciding to perform radiofrequency ablation, the doctor will make a comprehensive evaluation of the patient to ensure the safety and effectiveness of the operation. If the patient meets the indications and has no contraindications, radiofrequency ablation may be the appropriate treatment choice.
To sum up, if radiofrequency ablation is needed, it is recommended to consult local medical insurance institutions or hospitals first to understand the medical insurance reimbursement of this technology. At the same time, when choosing a hospital, we can also consider the hospital's medical insurance policy and service quality.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 28
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.