Children's insurance talk How to introduce children's insurance to parents

Where there are people, there are comparisons, and no one wants their children to suffer. So, they all try their best to let their children enjoy the best material life and the best education. Many people for the child can pour all the emotions, and even lost a lot of rational thinking, in this regard almost back to the ancient state of life nature. On the other hand, we are living in a social environment of market economy, including our own lives need to accept the test of economic costing. Many people may be faced with the embarrassment of not being able to afford to give birth to, not being able to feed, not being able to afford to die every day, one word, all "money". When talking about children's insurance, it is worthwhile to give parents a little shocking concept, on the surface it may seem that this understanding of this calculation is not very comfortable, but the reality is that life is like this. Please refer to the following conversation between the salesman and a parent of a child. This kind of conversation is better to talk with the father. Manager Zhao, you are also a highly educated person. We are destined to be entangled with financial issues from birth. I believe men are more rational than women in considering issues. Doing anything emotionally in modern society won't solve problems. For example, family and children issues. A friend of mine who is an economic researcher has an amazing theory about family and children, which may be worthwhile for you and me, would you like to hear it? My friend said that since we all live inside an economy and society, when it comes to family and child issues, if we put our emotions aside for a moment, we will realize that a family is a lot like a joint venture. Before you and your wife were married, you were each sole proprietors, running your own lives and accomplishing cash flow operations for income and consumption. Before we were capable of earning an income, or while we were still studying on campus, we were actually still part of a family joint venture of our parents that hadn't yet rolled off the production line. Do you understand what I mean? Then we got married and this sole proprietorship of our own signed a Marriage License with someone else, that is, we signed a Joint Venture Agreement and set up a Family Joint Venture. Then later we decided that this joint venture couldn't be a waste of the body's resources and decided to **** together to produce a product, so we had a baby. Just one because the state limited the scale of production of our business. Since the child this product began to produce, our enterprise's investment has been increasing, this special product needs to grow all kinds of nutrition, he also has all kinds of desires need to be satisfied by us, and we are so willing, even regardless of other aspects of the enterprise may be facing the risks and crises, but also to satisfy the child this product to grow the needs of the child. Go to the best kindergarten, the best elementary school, middle school, and university, and send the product overseas to be gold-plated. Then, through an unforgettable graduation ceremony, the product is shipped out of the factory. At this point, we will find a problem, our enterprise this product can come off the line in the market after the market, is not a hot hot goods, the product's intelligence (IQ) and patience (physical) is not to withstand the test. We have seen that many family joint ventures due to problems in the production and manufacturing process, the product has not yet come off the production line was taken away by the hospital or the Public Security Bureau, some simply because they did not resist the risk of blow, in the family joint venture invested a lot of money in the production and manufacture of finished products have not yet had the opportunity to be turned into a finished product to play the function of using the enterprise to earn a return on their investment, and then left this world forever. My friend said in advance, please put aside your feelings for the time being, the big investment in the child's product, in fact, the same reason as our investment in the product in the process of running a business, our investment in this kind of product are expected to be marketable, popular in the market, the product in addition to the extraordinary use of the product can be upgraded, can be docked with a lot of systems, as well as the value of the brand. In fact, that's exactly what we expect from our children, don't you think? Let's say we invest $800,000 to produce a product, we want it to generate $2 million in profit for our business. We don't want to lose money. This is the normal thinking of any normal person, isn't it? In fact, raising children is not the same, anyone wants their children to grow up healthy and successful, for his own, but also for our family joint venture to compete for glory. The problem is that a child is not like an industrial product. He has feelings, desires, breath, appetite, arms and legs, his emotions, whether he wants to take risks, what kind of air he breathes every day, whether he eats hygienically, and where he goes day and night, we are not able to grasp him. Therefore, the risk is high in the process of growth. We say that in case something goes wrong with our products that we do not want to see, the emotional pain can be soothed by time, but what will make up for the loss of investment? Some people say it doesn't matter what you make up for when your kids are in trouble. I believe that is the face of the disaster a moment of irrationality of a vent, the key is to solve the reality of the actual problem. I think what my friend said has some truth to it, don't you? Therefore, this is one of the reasons why I suggest that you prepare insurance for your children. Of course, saving for your children's education in advance through insurance is also an important reason to buy insurance for your children. Remember, economy is the foundation, and good economic accounting is fundamental to other areas of business superstructure, including the emotional world. Therefore, rational decision-making is most important.