What is not allowed to be used as collateral includes:
(1) land ownership;
(2) collectively owned land use rights such as homesteads, self-owned land, and self-owned land, except those that can be mortgaged in accordance with the law;
(3) educational facilities, healthcare facilities and other educational facilities of nonprofit legal persons established for public welfare, such as schools, kindergartens, and healthcare facilities public welfare facilities;
(iv) property whose ownership and right of use are unknown or disputed;
(v) property that has been seized, impounded or supervised in accordance with the law;
(vi) other property that cannot be mortgaged as stipulated by laws and administrative regulations.