I. Financial accounts
Refers to the RMB debit application account loaded in the social security card, which has financial functions such as consumption, transfer settlement, cash deposit and withdrawal. It is the account where the cardholder receives pension, unemployment, work injury and maternity insurance benefits. It can also be used as an account for employers to pay wages or individuals to pay insurance premiums. It is also an account of social security benefits, employment and entrepreneurship subsidies and various financial subsidies for benefiting the people and farmers. The above funds can be withdrawn. In other words, this wealth management account is actually an ordinary savings card account.
Second, personal social security account.
Social security account is a special account for cardholders to enjoy basic medical insurance for urban workers. This account has no transfer and withdrawal functions, and the cardholder can only swipe his card on the special equipment set by the designated medical institution, which is mainly used to record and store the medical insurance account funds of the insured in the medical insurance account. The funds in the medical insurance account are specially used to pay the medical service expenses incurred by me and my family members in designated medical institutions in line with the latest medical insurance policy.
3. How to check the balance in the social security card?
There are three ways to query the social security card account balance:
1, on-site inquiry
We can take my ID card to the social security window of the Social Security Bureau or the citizen center to print personal account details.
Single. This method is the most authoritative. If there are unclear places, you can consult on the spot, but it is more troublesome and you have to go there specially. It is generally suitable for issuing social security certificates.
2. Telephone enquiry
We can dial 12345 to transfer to social security, enter or quote our ID number, and then we can inquire. This operation may be troublesome. If you enter the wrong ID number, you have to start over.
3. Online inquiry
You can directly enter "social security inquiry" in Alipay to inquire about your social security account balance.
legal ground
Social Insurance Law of People's Republic of China (PRC) (revised on 20 18).
Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.
Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.