In accordance with the Langfang Municipal People's Government Office "on the issuance of Langfang further optimization of government services to the people's hotline implementation plan of the notice," the requirements of the September 1, 2021 zero hour, Langfang City, the medical insurance business handling consulting hotline 0316-2227779 overall merged into the "12345 government services to the people's hotline
A, medical insurance is the government regulations units and individuals need to pay mandatory, can solve the basic problem of sick, is the country to every citizen of the most basic health care, health insurance is divided into personal account and integrated account, personal account is that part of the money we pay, will be all the way into the health insurance card, mainly used for the usual hospital visits to the designated pharmacy to buy medicines, you can directly brush the health insurance card. The integrated account is called the public **** account, the unit or the government subsidized part of our usual reimbursement for medical expenses, from here out. To put it simply, medical insurance is a reimbursement product, if you are hospitalized due to illness or accident, you can be reimbursed according to a certain percentage.
Second, the role of medical insurance
1, conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development, in turn, the establishment and improvement of medical insurance system will further promote social progress and production development. On the one hand, it relieves the workers' worries of having no money for medical treatment when they are sick, so that they can work with peace of mind, which can improve labor productivity and promote the development of production; on the other hand, it effectively promotes the physical and mental health of the workers with the guarantee and ensures the normal reproduction of the labor force.
2, regulating income differences, reflecting social fairness. Medical insurance is an important means of income redistribution through the collection of medical insurance premiums and reimbursement of medical insurance service fees to regulate income differences.
3. It is an important guarantee for social stability. Medical insurance provides financial assistance to patients, helps to alleviate the social instability caused by diseases, and is an important mechanism for regulating social relations and social conflicts.
4. An important means of promoting social civilization and progress. Medical insurance and social mutual **** relief social system is through the sharing of medical costs between the participants in the risk, reflecting the "one party in trouble, eight parties to support" a new type of social relations, is conducive to the promotion of social civilization and progress.
5, to promote the economic system reform, especially the important guarantee of state-owned enterprise welfare reform.