What is the withdrawal process of Chengdu provident fund?

1. Purchase of commercial housing: (1) Not exceeding the actual payment (subject to the amount stated in the purchase invoice or receipt); (1) shall not exceed the balance of the employee's individual and spouse's housing provident fund account last month at the time of application. 2. Purchase of re-traded housing (second-hand housing): (1) shall not exceed the actual payment (subject to the tax base stated in the deed tax payment certificate issued by the tax authorities); (1) The balance of the employee's individual and spouse's housing provident fund account last month shall not exceed the issuance time of the ownership certificate after transfer. 3. The purchase of housing reform or fund-raising for the construction of affordable housing: (1) shall not exceed the actual payment (subject to the amount specified in the special receipt of the housing reform department); (1) shall not exceed the last month's amount in the employee's and spouse's housing provident fund account when the house purchase contract is signed. Extract material 1. Purchase of commercial house: the address of the house provided is within the administrative area of Chengdu. (1) commercial housing sales contracts registered by the housing management department; ② Purchase invoices or receipts. The house address is outside the administrative area of Chengdu, and the property right certificate has not been obtained. (1) commercial housing sales contracts registered by the housing management department; ② Purchase invoices. The house address is outside the administrative area of Chengdu, and the real estate license has been obtained. ② Purchase invoices or receipts. * Note: The house address is outside the administrative area of Chengdu and has been mortgaged to the mortgage bank. To apply for a housing mortgage loan, you must also provide a mortgage loan issuance certificate issued by the loan bank. 2. Purchase of re-traded housing (second-hand housing): (1) Property ownership certificate after housing transaction; (2) Certificate of deed tax payment for house transaction; (3) Housing transaction fee invoice; (4) Property ownership * * * If someone is a spouse, parent or child, proof of kinship should be provided. * Note: The house address is outside the administrative area of Chengdu and has been mortgaged to the mortgage bank. To apply for a housing mortgage loan, you must also provide a mortgage loan issuance certificate issued by the loan bank. 3. Purchase the housing reform of the unit or raise funds to build affordable housing: (1) the purchase contract stamped by the housing reform department or the purchase contract of affordable housing; (2) Special receipt for the purchase price stamped by the housing reform department. * Note: When the unit sells the housing reform stock houses to employees and raises funds to build affordable housing, the unit shall uniformly handle the examination procedures for the withdrawal of employee housing provident fund. Description of identification materials: (1) When employees withdraw housing accumulation fund, they should show their original ID card; (2) If it is necessary to withdraw the spouse's housing provident fund at the same time, the original ID card of both husband and wife and proof of marriage relationship shall be presented, which can be handled by the spouse; (3) Entrusting others to handle it: the trustee is the direct blood relative of the principal, and it is necessary to provide the ID cards of the principal and the trustee, the household registration book or the household registration certificate issued by the public security organ and other materials (originals and copies) that can prove the relationship between the principal and the trustee, and the power of attorney issued by the principal; If the trustee is not an immediate relative of the principal, the power of attorney shall be notarized by a notary office. Note: lineal blood relatives refer to biological relationships. Including their own elders (parents, grandparents, grandparents and their superiors) and their own descendants (children, grandchildren, grandchildren and their immediate descendants), entrusted extraction can not be carried out on behalf of others; (4) If the unit is extracted by employees, it shall present the letter of introduction of the unit, the original and photocopy of the ID card of the unit manager and the photocopy of the employee ID card; (5) The drawer's joint housing provident fund card shall be presented. Employees who have no joint card of housing provident fund shall provide two copies of the withdrawal certificate of Chengdu housing provident fund signed by the employer and the passbook (card) of the drawer's bank savings account. Custody workers should issue the original notice of Chengdu housing provident fund transfer. Tips: (1) Workers' families have various housing consumption behaviors in a natural year, such as buying, building, renovating, overhauling their own houses, and repaying the principal and interest of home purchase loans. You can only choose one set of housing consumption behavior and apply for housing provident fund once. Workers' families refer to couples and children under 18 years of age; (2) Employees who have no ownership of the house and are not the spouse of the owner of the house cannot apply for withdrawing the housing provident fund to pay the house purchase price or repay the principal and interest of the house purchase loan; (3) If the paid employee has housing consumption and applies for withdrawal of housing provident fund, the housing address shall be at the employee's domicile or workplace. (4) If the employee's personal information is incorrect, it must be corrected before handling it. (5) It is only applicable to new housing consumption and new housing loans issued after the promulgation and implementation of this policy (No.20 15) (May 4, 2015). Extraction condition: 1. An employee may apply for withdrawing his or her spouse's housing accumulation fund under any of the following circumstances: (1) purchasing, building, renovating or overhauling a self-occupied house; (2) Repaying the principal and interest of the house purchase loan; (3) renting a house for self-occupation; (4) I or my spouse, parents or children suffer from serious diseases, causing serious difficulties in family life; (5) Suffering from sudden major natural disasters, causing serious difficulties in family life; (six) included in the scope of the minimum living guarantee for urban residents in this Municipality. 2. Employees may apply for withdrawing their own housing accumulation fund under any of the following circumstances: (1) retirement; (two) completely lose the ability to work and terminate the labor relationship with the unit; (three) to settle abroad or to settle in Hong Kong, Macao and Taiwan; (4) termination of labor relations with the unit for two years without employment, and family life is seriously difficult; (five) the termination of labor relations with the unit and not being re-employed, men over 50 years of age, women over 45 years of age, family life is difficult; (6) Non-Chengdu registered employees and units terminate their labor relations and leave the city, while Chengdu registered employees and units terminate their labor relations and their household registration moves out of the city; 3. If an employee dies or is declared dead, his successor or legatee shall apply for withdrawing the storage balance in the employee's individual housing provident fund account. Extraction process 1, individual application 2, acceptance review 3, examination and approval, and extraction procedure: Print the Examination and Approval Form for Extraction of Chengdu Housing Provident Fund and submit it to the unit manager or employee for confirmation. The withdrawal time limit and expense handling time limit for the unit manager to return to the unit shall be decided by the provident fund center within 3 working days from the date of receiving the employee's application; If it is not allowed to withdraw after examination, it shall inform the reason. Handling fee: no charge. This answer was recommended by regional classicist Xu.