No. Generally speaking, life insurance, personal accident insurance and health insurance are all life insurance, while medical insurance is a type of health insurance. So, there is no such thing as health insurance including accident insurance, and there is no such thing as accident insurance including health insurance. However, accident insurance generally includes accidental medical insurance, and some medical insurance can reimburse the insured for reasonable and necessary medical expenses incurred as a result of an illness or accident, as agreed in the insurance contract.
Can I be reimbursed for outpatient accident insurance?
Yes. Accidental medical treatment is an outpatient or hospitalization due to an accident, which can serve the purpose of accident insurance, and therefore outpatient expenses can be reimbursed. General outpatient visits are not reimbursed by accident insurance, nor are they reimbursed if the problem is a personal illness, such as a cold or fever, or appendicitis.
Additionally, it is worth noting that if you have purchased more than one accident insurance policy, and one of them has already reimbursed you for the accidental medical expenses, and then you use the other one to reimburse you for the accidental medical expenses, you will not be able to reimburse the reimbursement of the reimbursement of medical expenses, but only the reimbursement of the accidental medical expenses that have not been reimbursed.