No. The card is a chip-enabled card that can be used for identification and payment from your personal account when you visit a doctor or pharmacy.
The main uses of the card:
1. The main use of the card is to pay for outpatient visits.
2, medical insurance has other uses, you can use the money in the designated pharmacy to buy drugs (over-the-counter medicines), medical equipment, thermometers and blood pressure monitors and other auxiliary examination equipment.
Expanded Information:
Medicare Reimbursement Scope
1. Reimbursement is limited to medical expenses above hospitalization caused by illness and some accidents in designated hospitals.
The reimbursement formula is: (total cost - threshold fee - out-of-pocket expenses - overspending) * (75 + age * 0.2)%, under normal circumstances, the actual reimbursement rate ranges from 20 to 60%.
Out-of-pocket expenses are not reimbursed, 80% of reimbursement is for Class B drugs, there is a limit on bed charges, and some examination and treatment fees are not reimbursed according to regulations.
2. The reimbursement amount of the health insurance card is 4 times of the average salary of the local social workers (the cumulative value in 1 year).
3. The money in the card can be used to buy medicines at designated pharmacies and to pay for outpatient and emergency treatment, but it is not reimbursed because the money in the card is the money in the individual account of the health insurance.
4. Reimbursement for major medical insurance
Baidu Encyclopedia - Medical Insurance Card