Hemorrhoid surgery belongs to the scope of payment of health insurance, can be reimbursed with health insurance hospitalization.
If it is a flexible employee social security, you have to pay in personal contributions to reach 6 months before you can enjoy hospitalization medical insurance reimbursement.
Specific report how much, over the threshold fee reported more than 80%, "threshold fee", "eighty-something percent", depending on the level of your hospitalization medical insurance designated hospital.
Employees, retirees hospitalized, outpatient emergency rescue, medical costs in the integrated fund above the starting standard, the maximum payment limit of the following part of the integrated fund in the following proportion, employees, retirees, individuals also have to bear a certain percentage of the cost:
The first level of medical institutions, the integrated fund to pay 88% (90.4% of the retirees), the individual out-of-pocket payments 12% (retirees) 9.6% for retirees);
secondary medical institutions' coordinated fund pays 85% (88% for retirees), and individuals pay 15% out of pocket (12% for retirees);
tertiary medical institutions' coordinated fund pays 82% (85.6% for retirees), and individuals pay 18% out of pocket (14.4% for retirees).
Expanded:
The following are not covered by the Rural Cooperative Medical Insurance reimbursement:
1. Self-medical treatment (without designated hospitals for medical treatment or without referral orders), self-purchased medicines, medicines not reimbursable by the public medical care regulations, and medical expenses not in accordance with the family planning;
2. Outpatient treatment, visit fees, hospitalization fees, Meals, accompanying guests, nutrition, blood transfusion (except for those with family blood storage, which is reimbursed according to the relevant regulations), heating and cooling, ambulance, special nursing care and other expenses;
3. Medical expenses for car accidents, fights, suicides, alcoholism, workplace accidents, and medical malpractice;
4. Orthopedics, cosmetic surgery, dental implants, prosthetics, organ transplants, naming surgical fees, and consultation fees;
5. Within the scope of reimbursement, outside the limit part.
Many farmers have purchased some commercial medical insurance after purchasing the New Farmers' Cooperative, and if you purchase commercial medical insurance, you will have to reimburse the costs of the New Farmers' Cooperative first, and then seek reimbursement from the insurance company for the rest of the costs.
Baidu Encyclopedia - Medical Insurance Reimbursement Scope