1) Purchase local (urban, Xishan, Huishan, Jiangyin, Yixing) commercial houses.
2) Buy local stock houses
3) Buying self-occupied houses in different places
4) Buy affordable housing
5) Demolition and house purchase
6) buy a military transfer house
2, Wuxi provident fund rental extraction conditions
New employees pay rent and get a refund.
Rent exceeds the proportion of family wage income.
3, Wuxi provident fund repayment conditions
These Measures shall apply to borrowers and their spouses who deposit housing provident fund and apply for housing loans (including housing provident fund loans and commercial housing loans, the same below) within the administrative area of this Municipality, and whose housing loan issuing banks have signed agreements with Wuxi Housing Provident Fund Management Center (hereinafter referred to as the Provident Fund Center) to undertake entrusted lending and repayment.
The measures referred to in entrusted withdrawal of housing provident fund transfer repayment (hereinafter referred to as entrusted repayment) refers to the behavior that borrowers and spouses entrust the provident fund center to withdraw housing provident fund from individual housing provident fund accounts to repay the principal and interest of housing loans. Entrusted repayment includes monthly repayment and annual repayment.
4. Guide to Extraction of Other Houses in Wuxi
5, Wuxi provident fund retirement and other housing extraction guide
Extraction process
1, general extraction process of Wuxi provident fund
When employees apply for withdrawal of housing provident fund, they should bring the Wuxi Employee Housing Provident Fund (Housing Subsidy for New Employees) Withdrawal Application Form (stamped with the official seal of the unit), the original ID card, the provident fund inquiry password (the applicant's provident fund account password should be entered when withdrawing the provident fund) and the applicant's bank debit card (ICBC's bank debit card should be brought when withdrawing the provident fund, and so on).
2. Wuxi provident fund purchase extraction process
3, Wuxi provident fund rental category extraction guide
4, Wuxi provident fund other extraction guide
5, Wuxi provident fund withdrawal for outlets
Extract material
1, Wuxi Provident Fund, the purchase materials of this city.
The application form for the withdrawal of Wuxi employee housing provident fund (housing subsidy for new employees) issued by the unit provident fund management department (official seal of the unit)
Original and photocopy of my ID card,
Reconciliation Card of Wuxi Employee Housing Provident Fund (Housing Subsidy for New Employees) and its password (enter the applicant's password when withdrawing the provident fund),
The applicant's own bank card or passbook (carry ICBC's bank card or passbook with you when ICBC withdraws the provident fund, and so on).
2. Wuxi Provident Fund purchase materials in different places.
1) Withdraw my bank savings account;
2) Original and photocopy of purchase invoice;
3) Extract the original and photocopy of my ID card;
4) The original and photocopy of the purchase contract or purchase agreement;
3. Wuxi provident fund rental materials
1) Rent paid by new employees
(1) Original of my diploma.
(2) The original house lease agreement filed by the real estate management department, if shared with others, shall provide a written basis for agreeing the rent amount with the co-owner.
(3) Original rental income invoice of Wuxi City, Jiangsu Province.
(4) the monthly salary certificate issued by the unit for the new employees and their family members.
(5) If you have a permanent residence in this city, you need to provide proof of your household registration book and the housing situation where your household registration is located (proof of housing situation refers to the housing property certificate or lease agreement).
2) The rent exceeds the proportion of family wage income.
(1) Original house lease contract in my name.
(2) proof of salary and income issued by the unit where I and my family members work.
(3) The original rent receipt of public housing in Wuxi or the original rent income invoice in Wuxi.
(4) A copy of the real estate license of the rented house.
(5) The original temporary residence permit of myself and family members of the same household.
4, Wuxi provident fund other housing extraction materials
5, Wuxi provident fund retirement and other housing extraction materials.
Withdrawal limit
1, you can extract them all.
1) Purchase withdrawal
2) Demolition of buildings
3) Take back the maintenance room
4) Repay the loan for purchasing, building and overhauling the owner-occupied housing.
5) Quit retirement.
6) Evacuate the city
7) Exit and settlement extraction
8) Withdrawal of employee's death
9) Total or partial loss of ability to work and termination of labor relations with the unit requiring withdrawal.
10) Male employees have reached the age of 45, and female employees have reached the age of 40. They have terminated their labor relations with the unit and have not been re-employed.
1 1) Employees' families enjoy the minimum living guarantee.
12) Withdrawal of employees suffering from serious diseases that lead to difficulties in family life.
13) The employee's family suffered a major emergency, which led to difficulties in family life.
14) The employee has been unemployed for three consecutive years and has not been re-employed.
15) The employee goes through the individual industrial and commercial registration, terminates the labor relationship with the unit and withdraws the shares.
16) The employee was dismissed.
2. It can be partially extracted
1) Rent paid by new employees
The withdrawal amount is the difference between the person's monthly salary minus 80% of the current minimum wage in Wuxi (or the average monthly salary of family members minus 50% of the current minimum wage in Wuxi) and the monthly rent payable, but it shall not exceed the amount of housing provident fund paid by himself (or the total amount of housing provident fund paid by family members).
2) The rent exceeds the proportion of family wage income.
The withdrawal amount is the withdrawal amount = (monthly rent-monthly family income × 10%)× months of paid rent (all the balance below 100 yuan is retained).
Extraction point
Wuxi provident fund extraction agency
Look at the policy, don't want to spend money to let others take it as soon as you come up, it's a waste!