First of all, we need to understand what is "self-service banking", in our country, the four major state-owned banks and commercial banks according to their own business development, can set up self-service banking.
The so-called "self-service banking", that is, through the bank teller machine provides the operation of the key surface, according to the process prompts to complete the automatic access to the process of money.
In practice, the bank provides two ways of self-service banking, one is the bank hall set up inside the self-service teller system, this system can provide us with the opening of a card, deposit money, withdraw money and other business, in the process of our operations, once encountered in their own do not understand the contents of the bank hall of the lobby manager can quickly solve the problem for us, it should be said that this way is very convenient!
This is the first time that a bank has ever offered us the option of withdrawing money from a bank.
The other is the completely self-service banks we see in some large commercial neighborhoods.
Expanded Information:
Self-service banks are banks that do not require the help of a bank clerk and where the customer is self-served by means of electronic computerized equipment.
Generally divided into three kinds:
(1) "lobby type", electronic computers located in the lobby of the offices, customers enter the bank's business hall to operate on their own;
(2) "into the wall type", put the electronic computers in the public **** place or transportation hub at the street wall;
(3) "driver type", the customer outdoors, or drive close to the front of the bank's computer facilities, out of the car window out of the hand to operate.
Self-service banking equipment generally includes: automatic deposit and withdrawal machines, automatic deposit machines, automatic teller machines, multimedia information inquiry systems, fully automated safe deposit boxes and night vaults.
In addition, there are foreign currency automatic exchange machine, passbook automatic printer, IC card ring deposit machine, telephone banking self-service financial services, money counting machines, money detectors and so on. Self-service banking equipment features
Automatic deposit and withdrawal machine is the world's most advanced automated teller machine, which integrates cash deposit and withdrawal in one, and can be handled for payment of fees, which greatly facilitates the customer; automatic deposit machine to provide deposit services.
Automatic teller machines provide withdrawal, fee payment, balance inquiry and password change services;
Multimedia automatic terminals can introduce financial knowledge and banking information in a comprehensive manner, and can query and print the historical transaction details of all accounts, pay a variety of fees, and handle card-to-card transfers, card transfers, foreign exchange sales and purchases, bank certificate transfers, pledge loans, treasury bonds, sales and purchases, and reminder services, Printing invoices, verbal loss and other businesses;
Automatic safe deposit box provides self-service safe deposit box, customers access to items without time constraints, without the need for bank personnel to accompany, but also to ensure the privacy of the customer;
Apply for the night vault business in advance, you can be free to store cash or goods 24 hours a day.
Self-service
such as online banking, telephone banking, mobile banking, home banking and so on.