There are a lot of people like you in places you can't see, and our family is also the same, all are dead carry on step by step forward. In fact, as long as the body health, as long as the family work together to face [teeth] together cheer
Yes, I am, 30 years old, debt 30, credit cards, online loans, Alipay comprehensive overdue, forced to run from their hometown of Yunnan to the Beilun District of Ningbo City, Zhejiang Province, this side of Asia's largest garment factory to work to pay off the debt, 12 hours a day to work, stand shift, two shifts, said the simmering, past Half a year, every day collection calls constantly, nearly collapse, has been grit his teeth and insisted on doing, monthly wages of seven or eight thousand dollars, a account on all the accounts, to stay in the factory for several years to pay back the accounts, it is too difficult!
Alas! Now debt-ridden desperately working people abound, some are to buy a house loan, some are because of medical or some reasons of arrears, most people are mainly high housing prices so that many people on the back of a heavy debt, every morning wake up and look at the monthly loan to pay back dare not have a little slack, can only bite the bullet and go to desperately working to make money to pay back the debt, tired ah! There is no way, who asked themselves not to be born with a golden key? Who told me that I am not the second generation of the rich? No way, everything they need to work hard to get their own work, I also want to live in style, do not have to work hard for money, clothes to hand, food to mouth, but things do not work out, the real life of money to buy a house to live in, money to buy a car to go, money to support their children, money to honor their parents, money to live, money to go to the future pension plan ... that the same! Doesn't that require real money? How much money is spent inside the home waiting for their own money, what is not to say, are tears ... work to make money to go.
39 years old currently in debt of 200,000 yuan.
The first time I saw this, I was in the middle of a long journey, and it was a long time ago that I was in the middle of a long journey, and it was a long time ago that I was in the middle of a long journey, and it was a long time ago that I was in the middle of a long journey, and it was a long time ago that I was in the middle of a long journey, and it was a long time ago that I was in the middle of a long journey.
Previously, I felt that these loans were quite humane and hasty!
The capitalist's flip-flop face is really too scary, and Huang Shiren has to step aside.
A famous bank credit card three years to earn me installment fees and interest of about 100,000, the key is that these could have been no, their bank customer service every day on the phone to persuade the installment, the ears of a soft will be into the pit, can be said to be a installment of the depth of the sea, and then turn back to the penniless, and then said that the amount of the amount of the amount of the amount of the amount of the drop, and incidentally, harvesting the last blood, and the monthly minimum, the interest rate of a month of 1,000 +.
I blame myself for not being firm in my mind, and when I was rich, I felt that it would not cost me a lot of money to do a favor for my business, and when I was down and out, I could see that these were just vampires.
The mistake is to start with a credit card, so I kindly advise you not to do credit cards! The first thing you need to do is to get a credit card, and then you'll have to pay for it! Never run a credit card! Never take out a loan! Never take out a loan! Never take out a loan!
In the case of credit cards and loans, it can be said that "one step forward, never recover."
Not to say, say more are tears, move bricks to go! [tears] [tears] [tears]
I myself, in a variety of debt crowd, should belong to the amount of not much less than it more than 15 million. And I don't have the mouth of others to go to the family to confess to the family can put these debts to solve the family, and even nowhere to confess to, everything depends on oneself.
My trough period is long and dark, which largely depends on their own mentality can not be converted, the mind always think of working to earn a few dollars, even if you go to work, those wages in addition to the cost of living, only enough to pay the interest, and what is the use? I am entrepreneurial indebtedness, since childhood, I have not had a job, have not seen the face of others. So, if you are in debt, before you are working people, congratulations, you already have an advantage over me, because I came out of this stage, spent a year of decadence.
When had to get out of the decadent period, skimming off all the negative energy to positively face reality, you will find that still encounter those inevitable blows and failures. You will find that society will not change anything because of your momentary chicken blood, or so cruel, you still have to accept the interview failure, or to accept your ability to match the low wages, is not the feeling of retreat again, back to the confusion period, and even feel that the period of confusion like a sheltered bay will also give you a poor sense of security.
Whether my words hit you, you have rowed away to find another you want to answer, after all, those who can give you the tenderness but not tell you the reality of the words, always loved by the crowd.
Finally, I want to tell you my current situation, a college did not receive a diploma of failure, after two years of self-study and countless times on the verge of giving up, I've almost paid off all the debt, after tax wages and then remove all the living expenses, the remaining 7400 per month all for the repayment of debt.
Although the debt is not clear, I still think the future is promising. Maybe you will envy my current income (just maybe), but also curious about my current job, but know how, as a year ago I, I do not know when life will be friendly to me.
Everyone has everyone's way to go, and other people's experiences belong only to others. My answer has no chicken blood, only heavy reality, may hope to help some people, or many years later, you remember this text of mine.
I'm 87 years old, Henan baby, currently in debt 115W.
Other people are mortgage, car loan, is belong to the asset side, but I am the medical expenses, there is a business failure in terms of debt.
I was in 2018, the company physical examination, found out that the thyroid cancer, spending medical expenses more than 50 W. At that time, did not pay too much attention, every physical examination, there is no problem, either liver fat infiltration, or vision 4.0 and so on the relatively light problem. The first time I saw this, I was able to see a lot of people who had been in the same room for a long time, and I was able to see them.
I remember the day of the physical examination, the day gray, under a clear drizzle, carelessly driving the car, came to the physical examination. There are a lot of coworkers who have already begun the physical examination. The first time I saw this, I was able to see a lot of the people who were there, and I was able to see a lot of them, and I was able to see a lot of them.
The process of physical examination, very smooth, nothing bad. I then received the breakfast of the physical examination center, I drove home. The day after the physical examination, I did not care, suddenly one day, I was at work, I received a phone call, let me go to the physical examination center to review. The next day, I took a day off work and went to the medical checkup center. After an hour and a half, the doctor called me into his office and told me, "After examination, it was found that you have thyroid cancer, and you need to be operated on immediately!" After hearing this, I froze, I have never heard of this disease, how will fall on my head?
A little later, the doctor asked me about my life, whether I usually stay up late, whether I smoked, and so on and so forth.
The doctor said, "That's right, after 0:00 a.m., it's the time when all the internal organs need to metabolize, so you need to have a good quality of sleep; and you usually like to eat takeout, chow mein, high salt, high fat, and too much carbohydrate intake, which is not good for your body.
I recommend that you have surgery right away. I didn't wait for the doctor to finish, I burst into tears, I didn't know what to do, I was at a loss for words, and I was completely baffled. I then staggered back to the rental house. I didn't dare to tell my mom, and I was afraid that she would worry. I borrowed money from everywhere to see the doctor by myself, borrowing money from the bank, borrowing online loans. I'm not sure if I'm going to be able to do this, but I'm sure I'll be able to do it.
The whole process of surgery is very difficult, want to vomit , barely done, I recuperated for half a year. I'm not sure what I'm talking about, but I'm not sure what I'm talking about, and I don't know. I don't know, in the end what support me? Maybe it's the guilt I feel for my mom? The past three years, is still on medication to maintain. The cost of the surgery, medication, and other miscellaneous expenses is 55W. This is the debt of this cancer patient.
This thing gives me the lesson that all the big diseases are usually bad habits of the cumulative, do not think that usually do not have to be sick, think that they are very healthy, you can indulge themselves, do not pay attention to health, lazy. A lot of the disease is their own laziness, to the habit out.
Next, I talk about my business failure.
I was diagnosed with thyroid cancer before the time, contracted land, planting herbs. At that time, I contracted 280 acres of land in Hebei and planted atractylodes. It was fine for the first year, but in the second year it was thrown out by the local villagers. I don't want to spend any more time with them, so I left. As the second year to expand the scale, and increased more than 200 acres, invested the cost: seed, fertilizer, rent, rotary tillage, sowing, irrigation and other miscellaneous costs, invested nearly more than 600,000 yuan. The result was forced by them to have to give up, just can't see you, just can't see you make money. We can say it is a complete failure, down and out.
This thing, give me a lesson is that, never to put the interpersonal relationship in front of your business, because we do is a traditional business, especially townships, more attention to the human condition. Don't put too much cost in a brain at the beginning, or it's easy to hit the water later. Sometimes, you are more skilled and capable, but also can not resist the backstabbing and intrigue of others.
Although the debt of more than 1 million, but life still have to move forward, even if not for themselves, for their parents, but also need to live well. Only live, there is hope, can really create the future.
So, regarding the question of the subject, I would like to say that all the setbacks, sufferings, are gifts from God, in order to make us better adapt to the world. To sharpen our nature, to temper our will, to improve our problem-solving ability. So that we can create greater value for this world.
So, my dear friend, pull yourself together and cheer up.
Work hard for every day ahead.
I am indebted to the still persistent workers treasure mother, I am indebted to the darkest days of the early 2020's that period of time, every day received collection calls are probably hundreds of, confused, helpless, fear, fear of the day, the epidemic, I came out to look for a job, go to work, at present, is still working hard to earn money to pay off the debt
When you are indebted to the will know that the original There is no debt even if poor is how happy, life is not if there is just now, come on, debt people
From credit overdraft of 7500 yuan to debt of about 500,000 bubbles, sign a to!
With you in the same situation of people very much, are affected by the epidemic, resulting in the source of funds is not compressed or broken for a long time, to the end of the financial chain can not run a variety of online loans difficult to pay, around the people did not have a borrowed money to fill the pits, because around the side of the accounted for 80% of the economic difficulties in the state, each is difficult to protect their own which can care about others!
And then there's my story!
How I went from swiping a credit card for 7,500 dollars to being in debt for 500,000 dollars[face]
Why did I do that?
A few years ago, I got a credit card with a limit of 10,000 yuan, and I was able to use it to pay for the renovation of my store, which cost me 7,500 yuan. I felt that it was convenient for me to pay for the renovation of my shop, but I didn't have to pay for the renovation of my shop, so I didn't need to pay for it, and I didn't need to pay for the renovation of my shop. All get out to the home to add a little, normal a quarter I can make up for these money can not think of people less than the sky, the plan can not catch up with the change! The first is the beginning of the economic crisis, the business became bad, and then the epidemic attacked the store for three whole months in the closed state, the money in the constant expenditure but has not been income, the funds began to appear the collapse of the state, so and then some of the net loans out of the transition
It is not easy to carry over to the feeling of fast can be a bit of air, some time ago the net business loan suddenly lower amount every month to pay nearly 20,000 into the The most recent flooding in Henan has just passed the epidemic and become serious, and finally began closed management access, the store and no way to normal business! Originally put together more than 20,000 on the pressure plus this epidemic outbreak, really worse! I hope the epidemic will end soon and everyone's life will return to normal! The above is the answer to your question, I hope to be able to help you, together with the efforts to refuel, and strive for an early disembarkation [struggle] [struggle]
Just disembarkation of the workers to report!
As parents of three children, our journey to the shore is particularly difficult, the good thing is that in these years, we have had quarrels, have nearly collapsed, and have wanted to divorce, but ultimately they have persisted.
I'll talk about the process of going from being in debt with my husband to a difficult journey to shore, and I hope to give you a little encouragement.
In 2016, we were operating four projects at the same time, the cable digital TV renovation of a county in Northeast China, the wireless digital TV operation of a county in Henan, a company in Shenyang for the weak power project of a hotel, and a nursing home project in Anshan.
Project investment are not big, add up to less than a million scale, at that time we still have before the completion of the project more than one and a half million accounts receivable, so feel the pressure is not too much, has planned to prepare for the third child.
In Henan, I found myself pregnant, and was about to tell my husband in Anshan, but his phone was not working, and not only was his phone not working from the morning until 4:00 pm, but also several of his employees were not working at that time, so I was completely distracted.
I can't believe I'm just pregnant, I drove from Zhoukou immediately, more than 1,300 kilometers, in addition to the toilet and gas, I all the way to Anshan non-stop, fifteen hours, a person driving, remembered to cross the Tianjin, my whole body is trembling, in the service area drank three cans of Wanzai milk before slowly slowed down.
The next morning, I have entered the Anshan, only to receive a call from my husband, it is because of the debt, the debtor not only does not pay, but also called the police to say that they are burglary, a few of them at the same time was arrested by the police station, locked up a day and a night before being released.
That incident, became a turning point in our life, originally also in one after another to pay the money of customers, heard that we want to debt can not be arrested by the police station, have chosen not to pay the money, the reason is very strange. Soon, our financial chain broke, first the nursing home project is suspended indefinitely, then the cable digital TV transformation project was competitors snatched, Shenyang's company can not pay wages, Henan's project itself will not see profits for a while.
It's only two months from the end to the end.
At this time, where we still have the mood to give birth to a third child, after a few days and nights of discussion, I insisted on having an abortion, my husband and I had a big fight, and really can't argue with it, or to find a partner of the project in Henan borrowed 10,000 dollars to take me to the hospital.
At that time, I was already more than thirty years old, I do not have time to sit in the small months, and have to raise money around to make up for the hole, Shenyang, the company, is our last hope, we were developing a software, if we can do it, may not be no opportunity to turn the tide, in order to survive, we can only bet on it. The company's main goal is to provide the best possible service to its customers, and the company's goal is to provide the best possible service to its customers, and the company's goal is to provide the best possible service to its customers.
Failed, when we are really exhausted, the software is still not done, because of the collection of two customers can not be on time delivery of the advance payment, the company was taken to court. At the same time, two employees who had already left the company took us to court because they didn't get paid on time.
October National Day holiday, I took my husband back to his mother's home, more or less out of sight out of mind, said time is the solution to the problem of the medicine, but that seven-day vacation, we have been worse than death.
My mother's home in a small mountain village, telecom signal is very poor here, and my husband happens to be the phone number of the telecom, the phone can not be reached, until we went out of the village, my husband found that has been card card loan exploded contacts, three days, just three days late, and still in the eleventh holiday, it was exploded contacts.
Hundreds of missed calls, hundreds of "care" text messages, I understand that we are completely finished, no one will trust a person who owes a debt not to pay back, the original can also find friends to borrow money to pour credit cards, later, has been impossible.
At the end of October, all of the credit cards under the name of the husband, small loans, flowers, chanting comprehensively overdue, in the burst address book before, the husband group sent a short at least borrowed 100,000 yuan, after that, even if the husband played all the phone, only borrowed one hundred and fifty dollars, human warmth and warmth, but this is the case.
Since the escape can not solve the problem, then we can only face it calmly, the husband is very calm, he began to formulate a repayment plan, a **** more than three hundred thousand, including owed to the workers' wages and return to the customer's advance payment.
First of all, the credit card problem must be solved, all the arrears, only credit card involved in credit card fraud, there is a possibility of imprisonment. The Agricultural Bank of China has already reported to the police, the Public Security Bureau of the Economic Investigation Brigade side contacted us, my husband gave the investigator a detailed explanation of the situation, and said that we can pay back a part of it.
We were able to come up with all the cash only 10,000 yuan, all of which returned to the Farmers Bank, is to stabilize the Economic Investigation Brigade, and then and the Farmers Bank negotiation of the installment of the matter, the Farmers Bank resolutely do not agree, things are once again deadlocked, but at least temporarily without the risk of being detained.
The next is the Alipay's Chanting and Chanting, which is inevitably on the credit, although the credit will inevitably be spent, but the sooner it is resolved, the greater the likelihood that the credit will be restored, in general, three years to five years, if there are no other problems, the credit bad record will be covered, this is the husband to find a friend to enquire about it. I sold all my jewelry, gold jewelry is okay, when spent more than 40,000 to buy, sell, surprisingly, sold to more than 60,000, the most unfortunate is a diamond necklace and a diamond ring, buy more than 10,000, sell only a few hundred dollars, there is no way to sell a few hundred dollars, stay anyway, there is no use. There are more pitiful, Apple laptop, more than nine thousand bought, eighty percent new, idle fish above can only sell five hundred dollars.
I'm not sure if you're going to be able to get a good deal on a new one, but I'm sure you'll be able to get a good deal on a new one, and I'm sure you'll be able to get a good deal on a new one.
The company's computers and office supplies are a part of the employee's salary, so the employee can withdraw from the case. The customer's advance payment, the husband almost gave them kneeling, private wrote a note, let them withdraw, the company can enter the cancellation process.
Only to make money to solve the problem, for people in business, was burst contacts is to declare completely dead, there is no way, the husband had to find a job, a monthly salary of 7,000, responsible for a previous customer to maintain the machine room, the work is not tired, free time is also more.
Every day after work, the husband has to run a drop to the middle of the night, every weekend, the husband often go to other counties and townships to take private work, overhaul a machine room a thousand dollars, drive the oil money is not enough, he was on the train, the night on the train, to the place squatting Internet cafes, daytime work and then back on the train, tired of the back pain can not afford to sit on the sleeper once, not to mention the high-speed rail.
At this time, I was once again pregnant, this time, my husband took the scissors on his neck to threaten me not to abort, with his words, this life is not a daughter, he died can not close his eyes.
Originally, I can sell milk to earn some money to subsidize the family, after the pregnancy, moving up and down the certainly impossible, the milk business stopped, the husband's burden is heavier, the two sons to study, every day to spend money, fortunately, the two sides of the old man's health is good temporarily do not need us to manage, otherwise really do not know how to live.
Can you believe it?
Hubby called a customer who owed us more than 100,000 dollars and told him that he only needed 10,000 dollars to clear all the previous arrears. The other party was just saying that he didn't have a penny, but it took less than a minute to transfer 10,000 dollars.
The daughter is very understanding, from my into the maternity ward to her croak, with less than twenty minutes. 2019, a child only spent more than one thousand three hundred dollars, the first night into the hospital, the next day at noon discharged, the same night my milk came, the hospital sent a trial set of powdered milk only drank three times, and even the money of powdered milk can be saved.
Perhaps God does not want to see his daughter suffer from pity, from the time she was born, our life has become more and more smooth. The first is the demolition of the old house, she just in time, more than eighty-five square meters of house and more than 100,000 yuan of compensation.
Husband back home on the road to sign, Henan side of the partner suddenly agreed to our equity withdrawal, gave twenty-five million, a pay off.
Immediately after, the husband worked in the company owner intends to outsource the marketing business, we took over, re-registered the company, the business is also smooth sailing.
During the epidemic, our arrears were finally paid off, the last arrears on the day, my husband and I hugged and cried, more than four years, more than 1,000 days and nights, burdened with the pressure of all aspects, we finally came through ......
Written in the last words:
Friends,
Debt is not terrible, life goes on, as long as you do not bow down, there is nothing that can not be passed.
I wish all my friends in debt an early disembarkation!
46 years old, I am in debt 2.8 million, and now maintain a part-time job first to save themselves from starvation, people as long as they do not die eventually, as long as the efforts, what difficulties will be solved.