Want to apply for the suspension of medical insurance, you need to bring the relevant certificate issued by the Social Security Administration, as well as their identity cards and medical certificates and other related materials, to go to the medical insurance organization for the suspension of the procedures.
The second year of non-renewal of insurance can be, automatically suspended , but also do not enjoy the protection.
Participants can bring their ID cards and health insurance cards to the local social security agencies to apply for cancellation; or you can call 12333 or the new rural medical book on the advisory phone to apply for cancellation.
Online application for suspension of insurance: Enter the personal online operating system for children's and college students' medical insurance. Enter the student's personal information, including ID number, name and bank account number, and log in. After entering the inquiry page, click Suspend Insurance - Suspend Insurance - OK.
The steps for stopping insurance online are as follows: first, open the Alipay App on your phone, click on the Citizen Center function on the page, and then click on the social security option inside. Click on the personal insurance payment management function; finally choose to suspend the payment of social insurance can be suspended. The term "health insurance" refers to social medical insurance.
Medicare card can still be used if you stop paying
1, the medical insurance card stopped, but the money in the personal account of the card can still be used, can only be used to buy drugs and outpatient visits, if the disease is hospitalized, you can not enjoy the reimbursement of the medical insurance, to be self-funded.
2, medical insurance from the date of cessation of payment of 3 months buffer, if more than this period, the payment of years to be recalculated, but also regarded as an interruption of the insurance, and in the interruption of the insurance after the re-enrollment formalities, you need to pay for a full 6 months before enjoying the benefits of the health care insurance again. In addition, medical insurance can generally be interrupted three times, otherwise also have to re-accumulate the number of years of payment.
What is the impact of stopping the payment of medical insurance card on the reimbursement
Only from the level of reimbursement of hospitalization and outpatient, with or without the medical insurance card, the medical cost of inpatient and outpatient treatment is very high, which increases the burden of medical treatment on the sick people. But no matter what the reimbursement rate is, it makes it affordable for a lot of people to be able to afford to stay in the hospital, which largely reduces the financial burden on the people themselves and their families.
It is the implementation of health insurance, hospitals are able to use more advanced medical equipment for diagnosis of diseases, and we can also use better medical conditions, including examination equipment, experts; choose better and more expensive drugs for disease treatment, and the generation of these, but also accompanied by an increase in medical costs. Of course, there is no lack of some bad phenomenon, such as: the quality of doctors, hospitals excessive pursuit of profit and so on and lead to increased costs.
In summary, health insurance allows us to use better and more expensive medicines for treatment, and also makes it affordable for us to stay in the hospital, which reduces our financial burden to a certain extent.
Legal basis:
"Chinese People's **** and the State Social Insurance Law Enforcement Rules"
Article 8
Participants in the agreement of the medical institutions incurred medical expenses, in line with the basic medical insurance drug directory, diagnostic and therapeutic items, medical services and facilities standards, in accordance with national regulations from the basic medical insurance fund. Participants in need of emergency treatment, rescue, can be in non-agreement medical institutions; due to the rescue must use the drugs can be appropriately relaxed scope. Participants in the emergency, rescue medical services by the coordinating region in accordance with the actual situation in the local development of specific management methods.