A, institutions to the bank loan can
The answer to the institutions to the bank loan can answer is that certain administrative institutions can be to the bank loan, such as health, health, education, culture, sports and other administrative institutions, now many hospitals, large, medium and small schools, Xinhua bookstore, stadiums, etc. are can borrow from the bank.
Two, I'm an employee of the institution, I would like to credit loans to China Merchants Bank 300,000, more than five years, can be approved?
Banks are pretty much the same when it comes to credit loans, mainly based on individual qualifications, the better the qualification the easier the approval.
The conditions for applying for a credit loan:
1, a natural person aged 18-65 years old;
2, the actual age of the borrower plus the term of the loan application should not be more than 70 years old;
3, with a stable occupation, a stable income, the ability to repay the principal and interest of the loan on schedule;
4, a good credit score, no bad records;
5. Other conditions stipulated by the bank.
Three, the government let the institutions for their loans to the bank legal
(a) if you are not in the name of the unit to borrow money, or in the borrowing of money also did not by the unit to provide a guarantee, then your loan behavior and job transfer is not necessarily related to the unit to your failure to return the bank loan for the reason of refusal to move the evidence, a violation of your contractual rights.
(ii) if the loan does have a legal relationship with the unit, the unit's practice has a legal basis. You should return the loan in a timely manner to relieve the unit of any liability it has incurred as a result of your actions.
Four, the government let the institutions for its bank loans legal
Perhaps you are a have great ambitions, are preparing to start a young entrepreneurial aspirants; perhaps you are planning for the expansion of the business of the private sector entrepreneurs; perhaps you are actively expanding the scope of business, at any time to wait for the opportunity of the business of the small businessman; perhaps You are a farmer or self-employed person who is striving to get out of the existing state; perhaps, in your unremitting efforts, the problem of capital is y troubling you? On the one hand, there is a fleeting business opportunity, on the other hand, there is an urgent need to solve the problem of capital, which type of financial institutions to seek help in order to obtain the fastest possible access to funds for business development to gain a foothold? Along with the vigorous development of the private economy in our province, a large number of small and medium-sized enterprises such as the emergence of more "financing" needs also emerged. The emergence of private financial institutions - companies due to its unsecured, fast lending speed, flexibility and other characteristics of the traditional financial institutions of small and medium-sized loans to become an effective complement.