Cochlear implant medical insurance reimbursement

The cochlear implant has been included in the medical insurance, generally can be reimbursed about 80%, the reimbursement rate varies from place to place, the specific reimbursement policy need to refer to the local documents.

The cochlear implant is able to reimburse at this stage, cochlear implant has been included in the social basic health insurance coverage, because the cochlear implant is mainly used for the treatment of ear inconvenience patients, such as deaf and mute, etc., treatment of hearing loss and other conditions, if you need to carry out the cochlear implant, you can in the corresponding fixed-point hospitals in the clinic, generally can be reimbursed about 80%, some of the drugs are not involved in the reimbursement, you can choose the appropriate medication according to their own situation. Some medications are not reimbursed, so you can choose the appropriate medication according to your situation. Cochlear implants can help patients hear the outside world again and live like normal people. Patients who are still recovering from surgery should not wash their hair or take a bath to prevent infection. Take antibiotics in moderation according to your personal situation. Sleep away from magnetic fields to avoid damaging the cochlear implant and ear health. Pay attention to safety in life, avoid head banging and do not participate in activities with high risk factors. If you feel discomfort in your ears, please go to the hospital as soon as possible for examination.

A cochlear implant is a high-tech medical device used to help people with severe hearing loss regain their hearing. For many patients, the cost of a cochlear implant can be a heavy burden. Fortunately, in China, health insurance policies provide reimbursement for some cochlear implant surgeries. So, how much is reimbursed by cochlear implant medical insurance?

First of all, it is important to understand that the rate and scope of reimbursement varies by region and health insurance policy. Generally speaking, cochlear implant surgery is covered by basic medical insurance, but the specific reimbursement rate and limit need to be determined according to the medical insurance policy of your region. Therefore, it is recommended that you consult your local health insurance department or hospital for accurate reimbursement information based on your local health insurance policy.

Second, let's look at the cost components of cochlear implant surgery. The cost of cochlear implant surgery mainly includes the following aspects:

1, cochlear implant equipment costs: this is the main cost of cochlear implant surgery, including the implantable cochlear implant, external processor and other equipment. The price of cochlear implant equipment on the market today ranges from RMB 20,000 to RMB 100,000, depending on the brand, model and features of the equipment.

2. Surgical costs: Cochlear implant surgery is a minimally invasive surgery that needs to be performed under local anesthesia. Surgical costs include the doctor's surgical fees, operating room use fees, anesthesia fees and so on. The cost of surgery varies according to the level of hospital and regional differences, and is generally between RMB 10,000 and 30,000 yuan.

3. Rehabilitation treatment cost: After surgery, patients need to undergo a period of rehabilitation treatment to adapt to the new hearing environment. Rehabilitation treatment cost includes hearing evaluation, speech training, psychological counseling, etc.. The cost of rehabilitation therapy varies depending on the treatment period and treatment program, and is generally between RMB 10,000 and 50,000 yuan.

In summary: the total cost of cochlear implant surgery may range from RMB 40,000 to 180,000 yuan. Within this range, the rate and limit of reimbursement by medical insurance varies by region and medical insurance policy. Generally speaking, the reimbursement rate of medical insurance is between 50% and 90%, and the maximum reimbursement limit is between RMB 100,000 and 200,000 yuan. The exact reimbursement rate and limit need to be determined according to the medical insurance policy of your region.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 28

Medical expenses that are in accordance with the basic medical insurance drug catalog, diagnostic and therapeutic items, and medical service facility standards as well as those for emergency treatment and salvage, shall be paid out of the basic medical insurance fund in accordance with state regulations.