First, you can call Changsha Bank Credit Card Customer Service for enquiry.
Second, you can log in to Changsha Bank official website for self-inquiry. The specific method is as follows:
1. Open Baidu search, enter "Changsha Bank" in the search bar, find Changsha Bank official website after the search and click Enter.
2. After entering Changsha Bank official website, find "Credit Card" and click Enter.
3. After entering the credit card, find the item "Application Progress" and click Enter.
4. Enter the application progress query, enter the ID number, and check the credit card application progress after verification.
[img] How to check the progress of credit card application?
Inquire online. This is a relatively simple query method. The user uses the computer to enter the bank official website, finds the credit card progress inquiry entrance, and clicks Enter. At this point, enter your ID number, and you can check the application progress of the credit card.
Check at the bank counter. Users can bring their ID cards to local bank outlets to check the progress of credit card application. Of course, this method is cumbersome and wastes a long time. Therefore, if users use this method to query, it is best to choose a free time.
Telephone inquiry. Users can also call the bank's customer service hotline for enquiries. Just follow the voice prompts to query. This query method is more convenient.
In addition to the above inquiry methods, many banks can now make inquiries through the official WeChat account. Users can pay attention to the official WeChat account of the relevant bank with their mobile phones to see if there is an entrance to check the progress of credit card application. If yes, just click enter and enter relevant information to query.
Is it easy for Changsha Bank to apply for a credit card? How to check the progress of credit card application?
Changsha Bank is the largest city bank in Hunan, and many people in Hunan have applied for city bank credit cards. Many people are concerned about the reason why the credit card application threshold of city banks will be lower. So, is it easy for Changsha Bank to handle credit cards? How to check the progress of credit card application? I will answer your question today.
Is it easy for Changsha Bank to apply for a credit card?
It is not difficult to apply for a credit card from Changsha Bank. Those who meet the following application conditions can basically apply.
1. Applicants must be at least 18 years old and between 18 and 65 years old. Applicants must have full capacity for civil conduct.
2. The applicant should have a legal and stable source of work and income, and the income should be above the local per capita income.
3. The applicant must work in the place where the issuing bank is located, or have a fixed residence in the place where the issuing bank is located.
How to check the progress of credit card application with Changsha Bank Credit Card?
I. Online banking inquiry
Customers who have activated Changsha Bank's online banking can log in to Changsha Bank's online banking, select "Apply" in the "Credit Card" interface, and then click "Query Application Progress" to query the application progress of your credit card.
Second, WeChat query
Now basically every bank has an official WeChat account. You can pay attention to the official WeChat account of Changsha Bank, enter the official WeChat account and enter "Progress". The official WeChat account will have specific tips to tell you how to check the application progress.
Third, telephone inquiries.
You can call the customer service telephone number of Changsha Bank at 400-679-65 1 1 for enquiry. You can make self-service inquiry according to voice prompts or transfer to manual service for inquiry.
The above is about "Is it easy to apply for a credit card in Changsha Bank? How to check the progress of credit card application? " The answer. Changsha bank credit card is still very easy to handle, and the application threshold is not high. Eligible friends can apply. The specific application progress can be inquired according to the above method.
How to check the credit card progress?
Steps and methods to check the progress of credit card processing:
1. online inquiry: log in to the bank official website (such as Bank of China, operating environment version: 7. 1.7), click the online inquiry channel of credit card application progress, and you can inquire after entering;
2. Telephone inquiry: dial the bank credit card line, and you can inquire with your ID number.
3. Bring my valid ID card to the bank counter for enquiry.
First, the progress of credit card application mainly depends on your repayment ability. If your certification conditions are sufficient, it is easy to get rid of the card. If the proof is not so sufficient, it may not be put or the quota is low. So you should pay close attention to the dynamics of the card, and you can check the handling situation online.
1. Generally, it takes about 20-40 days from the time you submit the application materials for handling the card.
2. After the credit card center receives the credit card application materials from various cities, it takes 15 days to review and file them. Then there is making cards. Due to the high value of business card printing equipment, it is basically made by credit card centers of domestic banks. This process usually takes two days.
3. The last step is to send the card to the cardholder by registered mail, which usually takes 7 days-15 days. Counting the possible delays between various links, it is normal to get the card in 40 days.
As for credit cards, credit cards are special carrier cards issued by commercial banks to individuals and units for shopping, consumption and cash withdrawal from banks. The form is a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back. Credit cards are divided into credit cards and quasi-credit cards according to whether the reserve funds are deposited in the issuing bank. Credit card is a credit card that the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and then repay. Quasi-credit card is a credit card that deposits a certain amount of reserve money according to the requirements of the issuing bank. The credit card we are talking about now generally only refers to the debit card.
1, the credit card is mainly to spend first and then repay, and use the bank's funds to spend in advance and enjoy the interest-free period. This is a financial management method.
2. Credit card is not a savings card, and the deposit in credit card will not settle interest.
3. Credit cards can be used as payment tools, and can be directly consumed through POS machines installed by merchants or online payment platforms.
4. The bank will also provide you with various forms of integral, discount, installment, lottery, promotion and other activities.
Credit card is the main international payment tool. On international websites, you can shop directly by filling in your personal credit card information. If you travel and stay in a hotel, only a credit card can complete the hotel pre-authorization for you.
How long does it take to enter the credit card of Changsha Bank?
The fastest 14 days.
Under normal circumstances, after the user submits the application materials, the bank will need 2-3 working days to input the materials into the system.
After that, it will officially enter the review. Generally, the audit takes 2-4 weeks, and the fastest is 14 days. After applying for a credit card, users can log in to Changsha Bank official website to check the application progress of the credit card.
How to check the progress of credit card processing?
As we all know, individuals who have reached the age of 18~65, have full capacity for civil conduct, have a legal and stable source of income and have a good credit status can apply for credit cards. However, whether the card can be successfully handled in the end depends on the number of people. Judging from many card gods, these five types of people are more likely to apply for credit cards.
When banks approve credit cards, they will score according to the qualifications of the applicants. The higher the score, the easier it is to approve the card. Applicants who generally meet the following characteristics will not get much lower scores.
First, there is a sustained and stable income.
In other words, job stability. Whether the job is stable and whether there is income can reflect the applicant's repayment ability from the side. However, banks have different views on the stability of this income.
For example, the four major state-owned banks, for them, the objects of stable work are generally employees of public institutions or state-owned enterprises, or employees of top 500 enterprises. These people's jobs are quite stable, their income is higher than that of ordinary people, and their repayment ability should not be underestimated.
But for joint-stock commercial banks, as long as they have jobs and income, working for more than three months is equivalent to stability. For the applicant's work unit, it is generally not picky, as long as it is not a high-risk occupational practitioner, it is still relatively easy to get rid of the card.
2. Have a large time deposit in the bank.
People who have more than 50,000 rated deposits in the bank are generally high-quality customers of the bank. In the eyes of banks, such people have deposits and do not have to worry about repayment ability. In addition to actively applying for a credit card, such people will be invited by the bank to apply for a card.
Therefore, if you want to apply for a bank's credit card, it is also a common practice to open an account in that bank to save money to buy wealth management products.
Third, college students and other highly educated groups.
In fact, China Merchants Bank was the first to open the credit card market for college students. At least 20 10 years ago, when college students first came into contact with credit cards, only China Merchants Bank and China Construction Bank granted them cards.
Therefore, if you are a college student, it is generally better to apply for credit cards from these two banks.
Fourth, banks have mortgages.
If you have a mortgage in any bank, it is easy to apply for a credit card from another bank, with a minimum amount of 1 10,000. If you want to get a credit card from the four major state-owned banks, you can try this method.
Some card friends reported that they applied for a mortgage in CCB, applied for a CCB credit card online and got a gold card with a limit of 10000.
Of course, these four situations may not all apply for a credit card. This is just a common situation.
If you want to apply for a credit card soon, the second of the three situations is most likely to meet the requirements. As for how much deposit each bank needs, it is suggested that it be more than 50,000. After all, deposit banks under 50,000 don't care.
The introduction of Changsha credit card progress inquiry ends here.