September 1, Beijing medical insurance began personal account use, support for directed use, do not support the original non-directional use of the original, although also introduced some other reform measures. For example, the upper limit of the benefits canceled the limit of 20,000 yuan, and then the bottom line of the major disease co-ordination has been appropriately reduced, but still by many participants in the spit, is not the money of ah?
Non-directional use means that as long as you have money in your health insurance, you can withdraw this money, that is to say, this money you are not really in the city to use, does not matter. That now non-directional use can not only directional use, that is to say, only in the designated pharmacies and designated hospitals to use this thing, a lot of people his insurance is in Beijing to pay, but his actual workplace is not in Beijing ah, or even if he is working in Beijing life, he is young and do not see every year sick it. He also can't use this thing ah.
Don't look down on the balance of the individual account of medical insurance, if you pay the base of social pension insurance is 8,000 dollars, that you every month in accordance with the 2% of the individual proportion of the deduction, the enterprise side of the proportion of how much we don't care because you don't go into the individual account, that's 160 dollars a month, a year? That's nearly 2,000 dollars, which is not too much money, but also a lot of it, right, this money if you can take out, I believe it can also solve some problems. But you can't take it out since this new policy came out, you can only use this money to go buy medicine to go to the doctor, but still, young people are so easy to get sick.
The introduction of some policies to keep up with the times, such as the abolition of the 20,000 yuan reimbursement ceiling, more than 20,000 yuan in accordance with the 60% reimbursement, and then the threshold for the coordination of major illnesses is also appropriately lowered, which is a good thing for the really sick people, for those who are not sick is not a good thing, the majority of young people's health is still in good condition, are not the people who have a disease. Can't get it out before, that means it's locked up inside the personal account, can you use it later or you don't work in this place, how to deal with this is still to be negotiated.