Whether private hospital assets can be used as collateral security

No matter what kind of organization, as long as it involves business operation, it needs a large amount of assets for turnover. The best way to get property in a short period of time is to make a loan to the bank, the bank in the issuance of loans, first of all, to review the creditworthiness of the applicant unit, for some small and micro-enterprises, the bank may need to apply for the unit to provide collateral property before the issuance of loans. Here I popularize the knowledge for you.

A, private hospital assets can do mortgage security

1, private hospital assets can not do mortgage security, private schools, hospitals and other units of educational facilities, medical and health facilities and other public welfare facilities, whether it is allocated to obtain, or letting obtain, regardless of whether these units are registered as an institution, a social group, or a company, are No mortgages are allowed.

2, the legal basis: the Civil Code

Article 399 of the scope of property prohibited from mortgaging the following properties may not be mortgaged:

(a) land ownership;

(b) the right to use collectively owned land such as homesteads, self-owned land, self-owned mountains, but the law provides that it can be mortgaged, except;

(c) schools, kindergartens, health care institutions, etc., for the public welfare purpose of the establishment of educational facilities, non-profit legal person, the use of land, the use of the land, and so on, except for legal provisions can be mortgaged;

(3) schools, kindergartens, medical institutions and other public welfare purposes. Non-profit legal persons of educational facilities, medical and health facilities and other public welfare facilities;

(d) Ownership, right of use of the property is unknown or disputed;

(e) Seized, detained, supervised property in accordance with the law;

(f) Other property that may not be mortgaged as stipulated by the laws and administrative regulations.

Two, how to establish a mortgage

The mortgage contract includes the following:

According to Article 400 of the Civil Code Mortgage contract to establish a mortgage, the parties shall use written form to enter into a mortgage contract.

The mortgage contract generally includes the following terms:

(a) the type and amount of the secured claim;

(b) the period of time for the debtor to fulfill the debt;

(d) the scope of the guarantee.

In summary, the educational facilities, medical and health facilities and other public welfare facilities of schools, kindergartens, medical institutions and other non-profit legal persons established for public welfare purposes.